Moving from San Francisco, CA to Chicago, IL

Cross-country relocations like San Francisco, CA β†’ Chicago, IL cover 2158 mi and about 37h 46m of driving through 7 states. Expect a multi-day trip and a meaningful change in climate, cost-of-living, and job market. The sections below compare each data layer directly from BEA, Census, Zillow, BLS, and NOAA.

2158 mi Β· 37h 46m by car Β· IL β†’ IA β†’ NE β†’ WY β†’ UT β†’ NV β†’ CA

COL -10.4% Home values -76.6% Ξ” -5.4Β°F annual

Distance & route

Driving
2158 mi
Drive time
37h 46m
States
7
Fuel (25 mpg)
86 gal
Route throughIL β†’ IA β†’ NE β†’ WY β†’ UT β†’ NV β†’ CA
Primary highwaysI 80, I 80 EXPRESS, IL 110
Major cities en routeNaperville, Joliet, Aurora, Elgin, Cedar Rapids

Route via OSRM driving profile. Actual time varies with traffic and season.

Cost of living

San FranciscoChicagoU.S. avg
All items (RPP)115.613103.595100.0
Rents172.58583.581100.0
Goods108.465107.258100.0
Services194.718112.01100.0

RPP moves from 115.613 to 103.595, putting Chicago roughly 10.4% below San Francisco on the overall price level.

Source: BEA Regional Price Parities (MSA-level Β· MSA-level); 2024.

Housing prices

San Francisco β€” typical home
$1,356,662
Chicago β€” typical home
$317,283
San Francisco β€” typical rent
$3,958/mo
Chicago β€” typical rent
$2,328/mo

Homes run dramatically cheaper in Chicago: 10.4% below San Francisco on Zillow ZHVI (2026-03).

YoY change: San Francisco +5.0%, Chicago +2.8%. Snapshot: 2026-03. Data provided by Zillow.

Climate

1991–2020 normalsSan FranciscoChicago
Annual avg temperature56Β°F51Β°F
January avg low46Β°F20Β°F
July avg high62Β°F81Β°F
Annual snowfall0.0"β€”
Annual precipitation20.6"β€”

Climate cools by 5.4Β°F on the annual average β€” 56.2Β°F β†’ 50.8Β°F.

Source: NOAA U.S. Climate Normals 1991–2020 (stations: SAN FRANCISCO OCEANSIDE, CA US, CHICAGO NORTHERLY IS, IL US).

Demographics

ACS 5-year 2023San FranciscoChicago
Population836,3212,707,648
Median household income$141,446$75,134
Median age39.735.7
Bachelor's degree or higher35.1%24.9%
Avg household size2.312.36

Income gap is large: median household income drops 10.4% between San Francisco and Chicago (ACS 2023).

Source: U.S. Census Bureau, ACS 5-year 2023.

Jobs & wages

San Francisco MSA β€” median wage
$72,050
Chicago MSA β€” median wage
$49,790
San Francisco MSA β€” employment
2,422,210
Chicago MSA β€” employment
4,506,800

Top occupations in Chicago MSA

OccupationEmploymentMedian wage
Office and Administrative Support Occupations 519,810 $46,540
Transportation and Material Moving Occupations 497,550 $41,020
Management Occupations 405,130 $125,280
Sales and Related Occupations 386,070 $38,490
Food Preparation and Serving Related Occupations 368,000 $33,540

Source: BLS Occupational Employment and Wage Statistics.

Moving between California and Illinois

California income tax
13.3% top marginal
Illinois income tax
4.95% top marginal

State income-tax top marginal rates are from the Tax Foundation, updated annually. Check Illinois's DMV for the current deadline to transfer driver license and vehicle registration after establishing residency. Consult a tax professional for your specific filing situation β€” state tax treatment depends on residency, sourcing, and reciprocity agreements.

Best time to move

Moving companies typically charge 20–30% more between Memorial Day and Labor Day (peak season). October through April offers the lowest rates and better mover availability.

To avoid mid-semester school transfers, most U.S. families schedule moves between mid-June and mid-August. Public school calendars typically run late August or early September through late May or early June.

Winter driving along this route

  • I-80 across southern Wyoming frequently closes in winter storms November through April β€” check WYDOT 511 before departure.
  • I-80 through Parleys Canyon and I-70 through the San Rafael Swell see winter closures; I-15 north of Salt Lake can slow in storms.
  • I-80 east of Reno and US-50 across the Sierra can require chains in winter storms.
  • Donner Pass (I-80) and Tejon Pass (I-5 Grapevine) see chain requirements and occasional closures December through March.

State DOT 511 phone or web services provide real-time road conditions year-round.

Frequently asked

How does the job market in Chicago compare to San Francisco?

BLS Occupational Employment and Wage Statistics show median wages of $49,790 in the Chicago MSA vs $72,050 in the San Francisco MSA, on total employment of 4,506,800 and 2,422,210 respectively. Top occupations on the destination side appear in the Jobs & wages section above.

How much do homes cost in Chicago compared to San Francisco?

Zillow ZHVI (2026-03) puts the typical home value at $317,283 in Chicago vs $1,356,662 in San Francisco β€” a 76.6% lower figure. Data provided by Zillow Research.

How does household income compare in San Francisco vs Chicago?

Median household income on the Census ACS 5-year (2023) is $75,134 in Chicago vs $141,446 in San Francisco β€” a 46.9% lower figure. Compare this against the cost-of-living gap above when budgeting.

Is Chicago more expensive than San Francisco?

Based on BEA Regional Price Parities (2024), overall price level in Chicago is 10.4% lower than San Francisco (103.595 vs 115.613, U.S. average = 100). Rent and services typically carry most of this gap.

How far is Chicago, IL from San Francisco, CA?

The driving distance is 2158 mi and the route typically takes 37h 46m via I 80 and I 80 EXPRESS. The trip crosses 7 state(s). Actual time varies with traffic and season.

When is the best time to move from San Francisco to Chicago?

Moving companies usually charge 20–30% less between October and April (off-peak). Memorial Day through Labor Day is peak pricing. For a 2158 mi drive, weather on the route matters too β€” see the timing section above for state-specific winter warnings.

Plan the move

Estimate costs with our moving cost calculator, or see where else to move from San Francisco.

City profiles: San Francisco, CA Β· Chicago, IL.

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