Moving from Cedar Rapids, IA to Chicago, IL

The 245 mi from Cedar Rapids to Chicago translate to about 4h 40m behind the wheel through 2 state(s). Mid-range moves tend to cross at least one meaningful boundary β€” MSA, climate zone, or tax jurisdiction. The sections below set the two cities side by side on housing, income, cost of living, climate, and jobs.

245 mi Β· 4h 40m by car Β· IL β†’ IA

COL +16.4% Home values +55.4% Ξ” +2.5Β°F annual

Distance & route

Driving
245 mi
Drive time
4h 40m
States
2
Fuel (25 mpg)
10 gal
Route throughIL β†’ IA
Primary highwaysIL 110, I 88, I 80
Major cities en routeNaperville, Joliet, Aurora, Elgin, Rockford

Route via OSRM driving profile. Actual time varies with traffic and season.

Cost of living

Cedar RapidsChicagoU.S. avg
All items (RPP)88.963103.595100.0
Rents83.98183.581100.0
Goods93.73107.258100.0
Services71.447112.01100.0

Overall cost of living in Chicago is 16.4% higher than Cedar Rapids, per BEA Regional Price Parities (2024).

Source: BEA Regional Price Parities (MSA-level Β· MSA-level); 2024.

Housing prices

Cedar Rapids β€” typical home
$204,112
Chicago β€” typical home
$317,283
Cedar Rapids β€” typical rent
$1,258/mo
Chicago β€” typical rent
$2,328/mo

Typical home value in Chicago is 16.4% above Cedar Rapids β€” $204,112 vs $317,283 per Zillow ZHVI (2026-03). Budget the mortgage math early.

YoY change: Cedar Rapids +2.8%, Chicago +2.8%. Snapshot: 2026-03. Data provided by Zillow.

Climate

1991–2020 normalsCedar RapidsChicago
Annual avg temperature48Β°F51Β°F
January avg low11Β°F20Β°F
July avg high83Β°F81Β°F
Annual snowfallβ€”β€”
Annual precipitation35.9"β€”

Annual average temperatures in Cedar Rapids (48.3Β°F) and Chicago (50.8Β°F) stay within 5Β°F of each other (NOAA normals).

Source: NOAA U.S. Climate Normals 1991–2020 (stations: CEDAR RAPIDS MUNI AP, IA US, CHICAGO NORTHERLY IS, IL US).

Demographics

ACS 5-year 2023Cedar RapidsChicago
Population136,8592,707,648
Median household income$67,859$75,134
Median age36.935.7
Bachelor's degree or higher22.2%24.9%
Avg household size2.322.36

Income steps up 16.4%: $67,859 in Cedar Rapids vs $75,134 in Chicago.

Source: U.S. Census Bureau, ACS 5-year 2023.

Jobs & wages

Cedar Rapids MSA β€” median wage
$47,670
Chicago MSA β€” median wage
$49,790
Cedar Rapids MSA β€” employment
140,020
Chicago MSA β€” employment
4,506,800

Top occupations in Chicago MSA

OccupationEmploymentMedian wage
Office and Administrative Support Occupations 519,810 $46,540
Transportation and Material Moving Occupations 497,550 $41,020
Management Occupations 405,130 $125,280
Sales and Related Occupations 386,070 $38,490
Food Preparation and Serving Related Occupations 368,000 $33,540

Source: BLS Occupational Employment and Wage Statistics.

Moving between Iowa and Illinois

Iowa income tax
3.8% top marginal
Illinois income tax
4.95% top marginal

State income-tax top marginal rates are from the Tax Foundation, updated annually. Check Illinois's DMV for the current deadline to transfer driver license and vehicle registration after establishing residency. Consult a tax professional for your specific filing situation β€” state tax treatment depends on residency, sourcing, and reciprocity agreements.

Best time to move

Moving companies typically charge 20–30% more between Memorial Day and Labor Day (peak season). October through April offers the lowest rates and better mover availability.

To avoid mid-semester school transfers, most U.S. families schedule moves between mid-June and mid-August. Public school calendars typically run late August or early September through late May or early June.

Frequently asked

How does household income compare in Cedar Rapids vs Chicago?

Median household income on the Census ACS 5-year (2023) is $75,134 in Chicago vs $67,859 in Cedar Rapids β€” a 10.7% higher figure. Compare this against the cost-of-living gap above when budgeting.

How does the job market in Chicago compare to Cedar Rapids?

BLS Occupational Employment and Wage Statistics show median wages of $49,790 in the Chicago MSA vs $47,670 in the Cedar Rapids MSA, on total employment of 4,506,800 and 140,020 respectively. Top occupations on the destination side appear in the Jobs & wages section above.

Is Chicago more expensive than Cedar Rapids?

Based on BEA Regional Price Parities (2024), overall price level in Chicago is 16.4% higher than Cedar Rapids (103.595 vs 88.963, U.S. average = 100). Rent and services typically carry most of this gap.

How much do homes cost in Chicago compared to Cedar Rapids?

Zillow ZHVI (2026-03) puts the typical home value at $317,283 in Chicago vs $204,112 in Cedar Rapids β€” a 55.4% higher figure. Data provided by Zillow Research.

How far is Chicago, IL from Cedar Rapids, IA?

The driving distance is 245 mi and the route typically takes 4h 40m via IL 110 and I 88. The trip crosses 2 state(s). Actual time varies with traffic and season.

When is the best time to move from Cedar Rapids to Chicago?

Moving companies usually charge 20–30% less between October and April (off-peak). Memorial Day through Labor Day is peak pricing. For a 245 mi drive, weather on the route matters too β€” see the timing section above for state-specific winter warnings.

Plan the move

Estimate costs with our moving cost calculator, or see where else to move from Cedar Rapids.

City profiles: Cedar Rapids, IA Β· Chicago, IL.

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