Moving from Cedar Rapids, IA to Elgin, IL

It is a 217 mi drive, roughly 4h 14m, between Cedar Rapids, IA and Elgin, IL. At mid-range distance you typically see real gaps open up on cost of living, home values, and climate β€” not just scenery. This page assembles the comparison from federal data sources and Zillow Research for a single-page view of the move.

217 mi Β· 4h 14m by car Β· IA β†’ IL

COL +16.4% Home values +61.5% Ξ” +0.7Β°F annual

Distance & route

Driving
217 mi
Drive time
4h 14m
States
2
Fuel (25 mpg)
9 gal
Route throughIA β†’ IL
Primary highwaysI 88, I 80, IL 110
Major cities en routeRockford, Aurora, Naperville

Route via OSRM driving profile. Actual time varies with traffic and season.

Cost of living

Cedar RapidsElginU.S. avg
All items (RPP)88.963103.595100.0
Rents83.98183.581100.0
Goods93.73107.258100.0
Services71.447112.01100.0

Elgin runs about 16.4% more expensive overall than Cedar Rapids β€” RPP 88.963 β†’ 103.595.

Source: BEA Regional Price Parities (MSA-level Β· MSA-level); 2024.

Housing prices

Cedar Rapids β€” typical home
$204,112
Elgin β€” typical home
$329,682
Cedar Rapids β€” typical rent
$1,258/mo
Elgin β€” typical rent
$1,846/mo

Zillow ZHVI climbs from $204,112 in Cedar Rapids to $329,682 in Elgin, a 16.4% increase on the typical home value.

YoY change: Cedar Rapids +2.8%, Elgin +3.2%. Snapshot: 2026-03. Data provided by Zillow.

Climate

1991–2020 normalsCedar RapidsElgin
Annual avg temperature48Β°F49Β°F
January avg low11Β°F14Β°F
July avg high83Β°F84Β°F
Annual snowfallβ€”32.1"
Annual precipitation35.9"39.9"

Climate is roughly comparable on the annual mean β€” 48.3Β°F vs 49.0Β°F per NOAA 1991–2020 normals.

Significant snow at the destination: Elgin sees 32.1 in a year on NOAA normals β€” budget for winter gear and plowing.

Source: NOAA U.S. Climate Normals 1991–2020 (stations: CEDAR RAPIDS MUNI AP, IA US, ELGIN, IL US).

Demographics

ACS 5-year 2023Cedar RapidsElgin
Population136,859114,106
Median household income$67,859$88,316
Median age36.936.3
Bachelor's degree or higher22.2%16.9%
Avg household size2.322.94

Elgin households earn about 16.4% more than Cedar Rapids at the median β€” $67,859 β†’ $88,316 on ACS 2023.

Source: U.S. Census Bureau, ACS 5-year 2023.

Jobs & wages

Cedar Rapids MSA β€” median wage
$47,670
Elgin MSA β€” median wage
$49,790
Cedar Rapids MSA β€” employment
140,020
Elgin MSA β€” employment
4,506,800

Top occupations in Elgin MSA

OccupationEmploymentMedian wage
Office and Administrative Support Occupations 519,810 $46,540
Transportation and Material Moving Occupations 497,550 $41,020
Management Occupations 405,130 $125,280
Sales and Related Occupations 386,070 $38,490
Food Preparation and Serving Related Occupations 368,000 $33,540

Source: BLS Occupational Employment and Wage Statistics.

Moving between Iowa and Illinois

Iowa income tax
3.8% top marginal
Illinois income tax
4.95% top marginal

State income-tax top marginal rates are from the Tax Foundation, updated annually. Check Illinois's DMV for the current deadline to transfer driver license and vehicle registration after establishing residency. Consult a tax professional for your specific filing situation β€” state tax treatment depends on residency, sourcing, and reciprocity agreements.

Best time to move

Moving companies typically charge 20–30% more between Memorial Day and Labor Day (peak season). October through April offers the lowest rates and better mover availability.

To avoid mid-semester school transfers, most U.S. families schedule moves between mid-June and mid-August. Public school calendars typically run late August or early September through late May or early June.

Packing & arrival checklist

  • Winter gear first: Elgin averages 32.1 in of snow per year on NOAA normals β€” pack a heavy coat, boots, and consider snow tires or chains before the first storm.
  • Arrange utility connection (power, internet, gas, water) two weeks ahead of move-in.
  • Update mailing address with USPS change-of-address within the first week post-move.
  • Register to vote in Illinois after establishing residency.

Frequently asked

When is the best time to move from Cedar Rapids to Elgin?

Moving companies usually charge 20–30% less between October and April (off-peak). Memorial Day through Labor Day is peak pricing. For a 217 mi drive, weather on the route matters too β€” see the timing section above for state-specific winter warnings.

How far is Elgin, IL from Cedar Rapids, IA?

The driving distance is 217 mi and the route typically takes 4h 14m via I 88 and I 80. The trip crosses 2 state(s). Actual time varies with traffic and season.

Is Elgin more expensive than Cedar Rapids?

Based on BEA Regional Price Parities (2024), overall price level in Elgin is 16.4% higher than Cedar Rapids (103.595 vs 88.963, U.S. average = 100). Rent and services typically carry most of this gap.

How much do homes cost in Elgin compared to Cedar Rapids?

Zillow ZHVI (2026-03) puts the typical home value at $329,682 in Elgin vs $204,112 in Cedar Rapids β€” a 61.5% higher figure. Data provided by Zillow Research.

How does household income compare in Cedar Rapids vs Elgin?

Median household income on the Census ACS 5-year (2023) is $88,316 in Elgin vs $67,859 in Cedar Rapids β€” a 30.1% higher figure. Compare this against the cost-of-living gap above when budgeting.

How does the job market in Elgin compare to Cedar Rapids?

BLS Occupational Employment and Wage Statistics show median wages of $49,790 in the Elgin MSA vs $47,670 in the Cedar Rapids MSA, on total employment of 4,506,800 and 140,020 respectively. Top occupations on the destination side appear in the Jobs & wages section above.

Plan the move

Estimate costs with our moving cost calculator, or see where else to move from Cedar Rapids.

City profiles: Cedar Rapids, IA Β· Elgin, IL.

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