Moving from Westminster, CO to Elgin, IL

Relocating 975 mi from Westminster to Elgin is a 17h 20m drive through 4 state(s). At long-haul distance the move touches nearly every household line item — rent or mortgage, utilities, tax withholding, climate load. This page sets the two cities side by side on each data layer.

975 mi · 17h 20m by car · CO → NE → IA → IL

COL -2.1% Home values -37.5% Δ -3.4°F annual Δ -12.7" snow

Distance & route

Driving
975 mi
Drive time
17h 20m
States
4
Fuel (25 mpg)
39 gal
Route throughCO → NE → IA → IL
Primary highwaysI 80, I 76, I 88
Major cities en routeBoulder, Arvada, Lakewood, Denver, Aurora

Route via OSRM driving profile. Actual time varies with traffic and season.

Cost of living

WestminsterElginU.S. avg
All items (RPP)105.782103.595100.0
Rents87.85683.581100.0
Goods100.957107.258100.0
Services146.919112.01100.0

Overall price level is comparable — 105.782 vs 103.595 on the 2024 BEA RPP. Category-level gaps (rents, services) may still be meaningful.

Source: BEA Regional Price Parities (MSA-level · MSA-level); 2024.

Housing prices

Westminster — typical home
$527,654
Elgin — typical home
$329,682
Westminster — typical rent
$1,760/mo
Elgin — typical rent
$1,846/mo

Expect roughly 2.1% lower home prices — ZHVI goes from $527,654 to $329,682 moving to Elgin.

YoY change: Westminster -3.3%, Elgin +3.2%. Snapshot: 2026-03. Data provided by Zillow.

Climate

1991–2020 normalsWestminsterElgin
Annual avg temperature52°F49°F
January avg low19°F14°F
July avg high91°F84°F
Annual snowfall44.8"32.1"
Annual precipitation14.5"39.9"

Annual average temperatures in Westminster (52.4°F) and Elgin (49.0°F) stay within 5°F of each other (NOAA normals).

Elgin averages 32.1 in of annual snowfall on the NOAA 1991–2020 normals — a full winter setup (heavy coat, snow tires, chains) is worth unpacking first.

Source: NOAA U.S. Climate Normals 1991–2020 (stations: NORTHGLENN, CO US, ELGIN, IL US).

Demographics

ACS 5-year 2023WestminsterElgin
Population115,546114,106
Median household income$96,145$88,316
Median age37.536.3
Bachelor's degree or higher29.8%16.9%
Avg household size2.412.94

ACS 2023 shows median household income 2.1% lower in Elgin than Westminster.

Source: U.S. Census Bureau, ACS 5-year 2023.

Jobs & wages

Westminster MSA — median wage
$58,490
Elgin MSA — median wage
$49,790
Westminster MSA — employment
1,590,330
Elgin MSA — employment
4,506,800

Top occupations in Elgin MSA

OccupationEmploymentMedian wage
Office and Administrative Support Occupations 519,810 $46,540
Transportation and Material Moving Occupations 497,550 $41,020
Management Occupations 405,130 $125,280
Sales and Related Occupations 386,070 $38,490
Food Preparation and Serving Related Occupations 368,000 $33,540

Source: BLS Occupational Employment and Wage Statistics.

Moving between Colorado and Illinois

Colorado income tax
4.4% top marginal
Illinois income tax
4.95% top marginal

State income-tax top marginal rates are from the Tax Foundation, updated annually. Check Illinois's DMV for the current deadline to transfer driver license and vehicle registration after establishing residency. Consult a tax professional for your specific filing situation — state tax treatment depends on residency, sourcing, and reciprocity agreements.

Best time to move

Moving companies typically charge 20–30% more between Memorial Day and Labor Day (peak season). October through April offers the lowest rates and better mover availability.

To avoid mid-semester school transfers, most U.S. families schedule moves between mid-June and mid-August. Public school calendars typically run late August or early September through late May or early June.

Winter driving along this route

  • Mountain passes on I-70 west of Denver and on I-25 near Raton can close for snow November through April — check CDOT alerts before departure.

State DOT 511 phone or web services provide real-time road conditions year-round.

Packing & arrival checklist

  • Winter gear first: Elgin averages 32.1 in of snow per year on NOAA normals — pack a heavy coat, boots, and consider snow tires or chains before the first storm.
  • Arrange utility connection (power, internet, gas, water) two weeks ahead of move-in.
  • Update mailing address with USPS change-of-address within the first week post-move.
  • Register to vote in Illinois after establishing residency.

Frequently asked

What is the climate difference between Westminster and Elgin?

On NOAA 1991–2020 normals, annual average temperature is 49.0°F in Elgin vs 52.4°F in Westminster (3.4°F colder). Annual snowfall: 32.1 in vs 44.8 in. Annual precipitation: 39.9 in vs 14.5 in.

Is Elgin more expensive than Westminster?

Based on BEA Regional Price Parities (2024), overall price level in Elgin is 2.1% lower than Westminster (103.595 vs 105.782, U.S. average = 100). Rent and services typically carry most of this gap.

How much do homes cost in Elgin compared to Westminster?

Zillow ZHVI (2026-03) puts the typical home value at $329,682 in Elgin vs $527,654 in Westminster — a 37.5% lower figure. Data provided by Zillow Research.

How does the job market in Elgin compare to Westminster?

BLS Occupational Employment and Wage Statistics show median wages of $49,790 in the Elgin MSA vs $58,490 in the Westminster MSA, on total employment of 4,506,800 and 1,590,330 respectively. Top occupations on the destination side appear in the Jobs & wages section above.

When is the best time to move from Westminster to Elgin?

Moving companies usually charge 20–30% less between October and April (off-peak). Memorial Day through Labor Day is peak pricing. For a 975 mi drive, weather on the route matters too — see the timing section above for state-specific winter warnings.

How does household income compare in Westminster vs Elgin?

Median household income on the Census ACS 5-year (2023) is $88,316 in Elgin vs $96,145 in Westminster — a 8.1% lower figure. Compare this against the cost-of-living gap above when budgeting.

How far is Elgin, IL from Westminster, CO?

The driving distance is 975 mi and the route typically takes 17h 20m via I 80 and I 76. The trip crosses 4 state(s). Actual time varies with traffic and season.

Plan the move

Estimate costs with our moving cost calculator, or see where else to move from Westminster.

City profiles: Westminster, CO · Elgin, IL.

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