Moving from Springfield, MO to Elgin, IL

Relocating 506 mi from Springfield to Elgin is a 9h 47m drive through 2 state(s). At long-haul distance the move touches nearly every household line item β€” rent or mortgage, utilities, tax withholding, climate load. This page sets the two cities side by side on each data layer.

506 mi Β· 9h 47m by car Β· MO β†’ IL

COL +16.9% Home values +35.7% Ξ” -7.4Β°F annual

Distance & route

Driving
506 mi
Drive time
9h 47m
States
2
Fuel (25 mpg)
20 gal
Route throughMO β†’ IL
Primary highwaysI 55, I 44, IL 47
Major cities en routeSt Louis, Springfield, Joliet, Aurora, Naperville

Route via OSRM driving profile. Actual time varies with traffic and season.

Cost of living

SpringfieldElginU.S. avg
All items (RPP)88.585103.595100.0
Rents85.82583.581100.0
Goods94.193107.258100.0
Services65.568112.01100.0

Elgin runs about 16.9% more expensive overall than Springfield β€” RPP 88.585 β†’ 103.595.

Source: BEA Regional Price Parities (MSA-level Β· MSA-level); 2024.

Housing prices

Springfield β€” typical home
$242,870
Elgin β€” typical home
$329,682
Springfield β€” typical rent
$1,203/mo
Elgin β€” typical rent
$1,846/mo

Zillow ZHVI climbs from $242,870 in Springfield to $329,682 in Elgin, a 16.9% increase on the typical home value.

YoY change: Springfield +1.9%, Elgin +3.2%. Snapshot: 2026-03. Data provided by Zillow.

Climate

1991–2020 normalsSpringfieldElgin
Annual avg temperature56Β°F49Β°F
January avg low23Β°F14Β°F
July avg high88Β°F84Β°F
Annual snowfallβ€”32.1"
Annual precipitation46.5"39.9"

Expect 7.4Β°F colder year-round on the NOAA 1991–2020 normals.

Significant snow at the destination: Elgin sees 32.1 in a year on NOAA normals β€” budget for winter gear and plowing.

Source: NOAA U.S. Climate Normals 1991–2020 (stations: SPRINGFIELD WBO, MO US, ELGIN, IL US).

Demographics

ACS 5-year 2023SpringfieldElgin
Population169,432114,106
Median household income$45,984$88,316
Median age33.636.3
Bachelor's degree or higher18.7%16.9%
Avg household size2.132.94

Expect median household income to rise 16.9% β€” $45,984 β†’ $88,316 per ACS 5-year estimates (2023).

Source: U.S. Census Bureau, ACS 5-year 2023.

Jobs & wages

Springfield MSA β€” median wage
$41,490
Elgin MSA β€” median wage
$49,790
Springfield MSA β€” employment
217,710
Elgin MSA β€” employment
4,506,800

Top occupations in Elgin MSA

OccupationEmploymentMedian wage
Office and Administrative Support Occupations 519,810 $46,540
Transportation and Material Moving Occupations 497,550 $41,020
Management Occupations 405,130 $125,280
Sales and Related Occupations 386,070 $38,490
Food Preparation and Serving Related Occupations 368,000 $33,540

Source: BLS Occupational Employment and Wage Statistics.

Moving between Missouri and Illinois

Missouri income tax
4.7% top marginal
Illinois income tax
4.95% top marginal

State income-tax top marginal rates are from the Tax Foundation, updated annually. Check Illinois's DMV for the current deadline to transfer driver license and vehicle registration after establishing residency. Consult a tax professional for your specific filing situation β€” state tax treatment depends on residency, sourcing, and reciprocity agreements.

Best time to move

Moving companies typically charge 20–30% more between Memorial Day and Labor Day (peak season). October through April offers the lowest rates and better mover availability.

To avoid mid-semester school transfers, most U.S. families schedule moves between mid-June and mid-August. Public school calendars typically run late August or early September through late May or early June.

Packing & arrival checklist

  • Winter gear first: Elgin averages 32.1 in of snow per year on NOAA normals β€” pack a heavy coat, boots, and consider snow tires or chains before the first storm.
  • Arrange utility connection (power, internet, gas, water) two weeks ahead of move-in.
  • Update mailing address with USPS change-of-address within the first week post-move.
  • Register to vote in Illinois after establishing residency.

Frequently asked

When is the best time to move from Springfield to Elgin?

Moving companies usually charge 20–30% less between October and April (off-peak). Memorial Day through Labor Day is peak pricing. For a 506 mi drive, weather on the route matters too β€” see the timing section above for state-specific winter warnings.

How does household income compare in Springfield vs Elgin?

Median household income on the Census ACS 5-year (2023) is $88,316 in Elgin vs $45,984 in Springfield β€” a 92.1% higher figure. Compare this against the cost-of-living gap above when budgeting.

How does the job market in Elgin compare to Springfield?

BLS Occupational Employment and Wage Statistics show median wages of $49,790 in the Elgin MSA vs $41,490 in the Springfield MSA, on total employment of 4,506,800 and 217,710 respectively. Top occupations on the destination side appear in the Jobs & wages section above.

How much do homes cost in Elgin compared to Springfield?

Zillow ZHVI (2026-03) puts the typical home value at $329,682 in Elgin vs $242,870 in Springfield β€” a 35.7% higher figure. Data provided by Zillow Research.

Is Elgin more expensive than Springfield?

Based on BEA Regional Price Parities (2024), overall price level in Elgin is 16.9% higher than Springfield (103.595 vs 88.585, U.S. average = 100). Rent and services typically carry most of this gap.

How far is Elgin, IL from Springfield, MO?

The driving distance is 506 mi and the route typically takes 9h 47m via I 55 and I 44. The trip crosses 2 state(s). Actual time varies with traffic and season.

Plan the move

Estimate costs with our moving cost calculator, or see where else to move from Springfield.

City profiles: Springfield, MO Β· Elgin, IL.

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