Moving from South Bend, IN to Rochester, MN

The 441 mi from South Bend to Rochester translate to about 8h 24m behind the wheel through 4 state(s). Mid-range moves tend to cross at least one meaningful boundary β€” MSA, climate zone, or tax jurisdiction. The sections below set the two cities side by side on housing, income, cost of living, climate, and jobs.

441 mi Β· 8h 24m by car Β· MN β†’ WI β†’ IL β†’ IN

COL -2.2% Home values +76.5% Ξ” -5.0Β°F annual

Distance & route

Driving
441 mi
Drive time
8h 24m
States
4
Fuel (25 mpg)
18 gal
Route throughMN β†’ WI β†’ IL β†’ IN
Primary highwaysI 90, I 39, I 80
Major cities en routeMadison, Rockford, Elgin, Aurora, Naperville

Route via OSRM driving profile. Actual time varies with traffic and season.

Cost of living

South BendRochesterU.S. avg
All items (RPP)92.85890.821100.0
Rents87.73387.389100.0
Goods94.22195.433100.0
Services74.58678.628100.0

Rochester and South Bend are close on the overall BEA RPP (92.858 vs 90.821); rent and services often drive the real difference.

Source: BEA Regional Price Parities (MSA-level Β· MSA-level); 2024.

Housing prices

South Bend β€” typical home
$192,340
Rochester β€” typical home
$339,455
South Bend β€” typical rent
$1,308/mo
Rochester β€” typical rent
$1,660/mo

Housing gap is large: Rochester typical home at $339,455 is 2.2% above South Bend at $192,340 (Zillow, 2026-03).

YoY change: South Bend +4.9%, Rochester +3.9%. Snapshot: 2026-03. Data provided by Zillow.

Climate

1991–2020 normalsSouth BendRochester
Annual avg temperature50Β°F45Β°F
January avg low17Β°F7Β°F
July avg high83Β°F80Β°F
Annual snowfallβ€”53.1"
Annual precipitation40.9"34.7"

Climate cools by 5.0Β°F on the annual average β€” 49.8Β°F β†’ 44.8Β°F.

Significant snow at the destination: Rochester sees 53.1 in a year on NOAA normals β€” budget for winter gear and plowing.

Source: NOAA U.S. Climate Normals 1991–2020 (stations: S BEND, IN US, ROCHESTER INTL AP, MN US).

Demographics

ACS 5-year 2023South BendRochester
Population102,866121,638
Median household income$52,512$87,767
Median age33.936.4
Bachelor's degree or higher16.9%27.7%
Avg household size2.52.4

Income gap is large: median household income climbs 2.2% between South Bend and Rochester (ACS 2023).

Source: U.S. Census Bureau, ACS 5-year 2023.

Jobs & wages

South Bend MSA β€” median wage
$44,420
Rochester MSA β€” median wage
$55,970
South Bend MSA β€” employment
129,890
Rochester MSA β€” employment
119,430

Top occupations in Rochester MSA

OccupationEmploymentMedian wage
Healthcare Practitioners and Technical Occupations 23,780 $97,300
Office and Administrative Support Occupations 13,960 $48,040
Food Preparation and Serving Related Occupations 9,470 $30,300
Registered Nurses 8,990 $97,300
Healthcare Support Occupations 8,740 $40,190

Source: BLS Occupational Employment and Wage Statistics.

Moving between Indiana and Minnesota

Indiana income tax
3% top marginal
Minnesota income tax
9.85% top marginal

State income-tax top marginal rates are from the Tax Foundation, updated annually. Check Minnesota's DMV for the current deadline to transfer driver license and vehicle registration after establishing residency. Consult a tax professional for your specific filing situation β€” state tax treatment depends on residency, sourcing, and reciprocity agreements.

Best time to move

Moving companies typically charge 20–30% more between Memorial Day and Labor Day (peak season). October through April offers the lowest rates and better mover availability.

To avoid mid-semester school transfers, most U.S. families schedule moves between mid-June and mid-August. Public school calendars typically run late August or early September through late May or early June.

Winter driving along this route

  • I-35 and I-94 across Minnesota can see short closures in winter storms β€” check MnDOT 511.
  • Winter storms can slow I-90 and I-94 across western Wisconsin β€” check 511wi.

State DOT 511 phone or web services provide real-time road conditions year-round.

Packing & arrival checklist

  • Winter gear first: Rochester averages 53.1 in of snow per year on NOAA normals β€” pack a heavy coat, boots, and consider snow tires or chains before the first storm.
  • Arrange utility connection (power, internet, gas, water) two weeks ahead of move-in.
  • Update mailing address with USPS change-of-address within the first week post-move.
  • Register to vote in Minnesota after establishing residency.

Frequently asked

How does the job market in Rochester compare to South Bend?

BLS Occupational Employment and Wage Statistics show median wages of $55,970 in the Rochester MSA vs $44,420 in the South Bend MSA, on total employment of 119,430 and 129,890 respectively. Top occupations on the destination side appear in the Jobs & wages section above.

When is the best time to move from South Bend to Rochester?

Moving companies usually charge 20–30% less between October and April (off-peak). Memorial Day through Labor Day is peak pricing. For a 441 mi drive, weather on the route matters too β€” see the timing section above for state-specific winter warnings.

How far is Rochester, MN from South Bend, IN?

The driving distance is 441 mi and the route typically takes 8h 24m via I 90 and I 39. The trip crosses 4 state(s). Actual time varies with traffic and season.

Is Rochester more expensive than South Bend?

Based on BEA Regional Price Parities (2024), overall price level in Rochester is 2.2% lower than South Bend (90.821 vs 92.858, U.S. average = 100). Rent and services typically carry most of this gap.

How much do homes cost in Rochester compared to South Bend?

Zillow ZHVI (2026-03) puts the typical home value at $339,455 in Rochester vs $192,340 in South Bend β€” a 76.5% higher figure. Data provided by Zillow Research.

How does household income compare in South Bend vs Rochester?

Median household income on the Census ACS 5-year (2023) is $87,767 in Rochester vs $52,512 in South Bend β€” a 67.1% higher figure. Compare this against the cost-of-living gap above when budgeting.

Plan the move

Estimate costs with our moving cost calculator, or see where else to move from South Bend.

City profiles: South Bend, IN Β· Rochester, MN.

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