Moving from San Mateo, CA to Chicago, IL

Cross-country relocations like San Mateo, CA β†’ Chicago, IL cover 2148 mi and about 37h 10m of driving through 7 states. Expect a multi-day trip and a meaningful change in climate, cost-of-living, and job market. The sections below compare each data layer directly from BEA, Census, Zillow, BLS, and NOAA.

2148 mi Β· 37h 10m by car Β· IL β†’ IA β†’ NE β†’ WY β†’ UT β†’ NV β†’ CA

COL -10.4% Home values -81.2% Ξ” -7.9Β°F annual

Distance & route

Driving
2148 mi
Drive time
37h 10m
States
7
Fuel (25 mpg)
86 gal
Route throughIL β†’ IA β†’ NE β†’ WY β†’ UT β†’ NV β†’ CA
Primary highwaysI 80, I 80 EXPRESS, IL 110
Major cities en routeNaperville, Aurora, Joliet, Elgin, Rockford

Route via OSRM driving profile. Actual time varies with traffic and season.

Cost of living

San MateoChicagoU.S. avg
All items (RPP)115.613103.595100.0
Rents172.58583.581100.0
Goods108.465107.258100.0
Services194.718112.01100.0

Chicago is 10.4% cheaper than San Mateo overall, per BEA Regional Price Parities (2024).

Source: BEA Regional Price Parities (MSA-level Β· MSA-level); 2024.

Housing prices

San Mateo β€” typical home
$1,686,905
Chicago β€” typical home
$317,283
San Mateo β€” typical rent
$3,503/mo
Chicago β€” typical rent
$2,328/mo

Typical home value in Chicago is 10.4% below San Mateo β€” $1,686,905 vs $317,283 per Zillow ZHVI (2026-03).

YoY change: San Mateo +0.6%, Chicago +2.8%. Snapshot: 2026-03. Data provided by Zillow.

Climate

1991–2020 normalsSan MateoChicago
Annual avg temperature59Β°F51Β°F
January avg low45Β°F20Β°F
July avg high73Β°F81Β°F
Annual snowfallβ€”β€”
Annual precipitation19.6"β€”

Climate cools by 7.9Β°F on the annual average β€” 58.7Β°F β†’ 50.8Β°F.

Source: NOAA U.S. Climate Normals 1991–2020 (stations: SAN FRANCISCO INTL AP, CA US, CHICAGO NORTHERLY IS, IL US).

Demographics

ACS 5-year 2023San MateoChicago
Population103,5552,707,648
Median household income$152,669$75,134
Median age3835.7
Bachelor's degree or higher31.4%24.9%
Avg household size2.62.36

Income gap is large: median household income drops 10.4% between San Mateo and Chicago (ACS 2023).

Source: U.S. Census Bureau, ACS 5-year 2023.

Jobs & wages

San Mateo MSA β€” median wage
$72,050
Chicago MSA β€” median wage
$49,790
San Mateo MSA β€” employment
2,422,210
Chicago MSA β€” employment
4,506,800

Top occupations in Chicago MSA

OccupationEmploymentMedian wage
Office and Administrative Support Occupations 519,810 $46,540
Transportation and Material Moving Occupations 497,550 $41,020
Management Occupations 405,130 $125,280
Sales and Related Occupations 386,070 $38,490
Food Preparation and Serving Related Occupations 368,000 $33,540

Source: BLS Occupational Employment and Wage Statistics.

Moving between California and Illinois

California income tax
13.3% top marginal
Illinois income tax
4.95% top marginal

State income-tax top marginal rates are from the Tax Foundation, updated annually. Check Illinois's DMV for the current deadline to transfer driver license and vehicle registration after establishing residency. Consult a tax professional for your specific filing situation β€” state tax treatment depends on residency, sourcing, and reciprocity agreements.

Best time to move

Moving companies typically charge 20–30% more between Memorial Day and Labor Day (peak season). October through April offers the lowest rates and better mover availability.

To avoid mid-semester school transfers, most U.S. families schedule moves between mid-June and mid-August. Public school calendars typically run late August or early September through late May or early June.

Winter driving along this route

  • I-80 across southern Wyoming frequently closes in winter storms November through April β€” check WYDOT 511 before departure.
  • I-80 through Parleys Canyon and I-70 through the San Rafael Swell see winter closures; I-15 north of Salt Lake can slow in storms.
  • I-80 east of Reno and US-50 across the Sierra can require chains in winter storms.
  • Donner Pass (I-80) and Tejon Pass (I-5 Grapevine) see chain requirements and occasional closures December through March.

State DOT 511 phone or web services provide real-time road conditions year-round.

Frequently asked

How does the job market in Chicago compare to San Mateo?

BLS Occupational Employment and Wage Statistics show median wages of $49,790 in the Chicago MSA vs $72,050 in the San Mateo MSA, on total employment of 4,506,800 and 2,422,210 respectively. Top occupations on the destination side appear in the Jobs & wages section above.

Is Chicago more expensive than San Mateo?

Based on BEA Regional Price Parities (2024), overall price level in Chicago is 10.4% lower than San Mateo (103.595 vs 115.613, U.S. average = 100). Rent and services typically carry most of this gap.

How much do homes cost in Chicago compared to San Mateo?

Zillow ZHVI (2026-03) puts the typical home value at $317,283 in Chicago vs $1,686,905 in San Mateo β€” a 81.2% lower figure. Data provided by Zillow Research.

How far is Chicago, IL from San Mateo, CA?

The driving distance is 2148 mi and the route typically takes 37h 10m via I 80 and I 80 EXPRESS. The trip crosses 7 state(s). Actual time varies with traffic and season.

When is the best time to move from San Mateo to Chicago?

Moving companies usually charge 20–30% less between October and April (off-peak). Memorial Day through Labor Day is peak pricing. For a 2148 mi drive, weather on the route matters too β€” see the timing section above for state-specific winter warnings.

How does household income compare in San Mateo vs Chicago?

Median household income on the Census ACS 5-year (2023) is $75,134 in Chicago vs $152,669 in San Mateo β€” a 50.8% lower figure. Compare this against the cost-of-living gap above when budgeting.

Plan the move

Estimate costs with our moving cost calculator, or see where else to move from San Mateo.

City profiles: San Mateo, CA Β· Chicago, IL.

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