Moving from San Francisco, CA to Plano, TX
It is 1776 mi and 32h 3m from San Francisco to Plano β a cross-country move across 4 states. Housing, cost of living, climate, and tax picture all tend to shift substantially at this distance. This page pulls the current figures from each federal source and Zillow Research into one comparison.
1776 mi Β· 32h 3m by car Β· CA β AZ β NM β TX
Distance & route
| Route through | CA β AZ β NM β TX |
|---|---|
| Primary highways | I 40, US 287, I 5 |
| Major cities en route | Santa Rosa, Richmond, Vallejo, Fairfield, Berkeley |
Route via OSRM driving profile. Actual time varies with traffic and season.
Cost of living
| San Francisco | Plano | U.S. avg | |
|---|---|---|---|
| All items (RPP) | 115.613 | 103.09 | 100.0 |
| Rents | 172.585 | 90.711 | 100.0 |
| Goods | 108.465 | 102.838 | 100.0 |
| Services | 194.718 | 117.874 | 100.0 |
Moderate COL drop: 10.8% cheaper overall in Plano than San Francisco on the 2024 BEA RPP.
Source: BEA Regional Price Parities (MSA-level Β· MSA-level); 2024.
Housing prices
10.8% drop on the typical home value β a meaningful shift in monthly mortgage math.
YoY change: San Francisco +5.0%, Plano -5.3%. Snapshot: 2026-03. Data provided by Zillow.
Climate
| 1991β2020 normals | San Francisco | Plano |
|---|---|---|
| Annual avg temperature | 56Β°F | 66Β°F |
| January avg low | 46Β°F | 36Β°F |
| July avg high | 62Β°F | 94Β°F |
| Annual snowfall | 0.0" | β |
| Annual precipitation | 20.6" | 41.9" |
Expect 9.6Β°F warmer year-round on the NOAA 1991β2020 normals.
Source: NOAA U.S. Climate Normals 1991β2020 (stations: SAN FRANCISCO OCEANSIDE, CA US, RICHARDSON, TX US).
Demographics
| ACS 5-year 2023 | San Francisco | Plano |
|---|---|---|
| Population | 836,321 | 287,339 |
| Median household income | $141,446 | $108,649 |
| Median age | 39.7 | 39.3 |
| Bachelor's degree or higher | 35.1% | 35.1% |
| Avg household size | 2.31 | 2.6 |
Expect median household income to fall 10.8% β $141,446 β $108,649 per ACS 5-year estimates (2023).
Source: U.S. Census Bureau, ACS 5-year 2023.
Jobs & wages
Top occupations in Plano MSA
| Occupation | Employment | Median wage |
|---|---|---|
| Office and Administrative Support Occupations | 523,660 | $44,430 |
| Transportation and Material Moving Occupations | 412,270 | $39,950 |
| Sales and Related Occupations | 368,400 | $36,710 |
| Management Occupations | 350,940 | $117,410 |
| Food Preparation and Serving Related Occupations | 341,240 | $29,000 |
Source: BLS Occupational Employment and Wage Statistics.
Moving between California and Texas
State income-tax top marginal rates are from the Tax Foundation, updated annually. Check Texas's DMV for the current deadline to transfer driver license and vehicle registration after establishing residency. Consult a tax professional for your specific filing situation β state tax treatment depends on residency, sourcing, and reciprocity agreements.
Best time to move
Moving companies typically charge 20β30% more between Memorial Day and Labor Day (peak season). October through April offers the lowest rates and better mover availability.
To avoid mid-semester school transfers, most U.S. families schedule moves between mid-June and mid-August. Public school calendars typically run late August or early September through late May or early June.
Winter driving along this route
- Donner Pass (I-80) and Tejon Pass (I-5 Grapevine) see chain requirements and occasional closures December through March.
- I-17 and I-40 through the Flagstaff area can see winter closures; the rest of Arizona is generally clear year-round.
- Raton Pass (I-25 at the Colorado line) can close in winter storms.
State DOT 511 phone or web services provide real-time road conditions year-round.
Packing & arrival checklist
- Air conditioning matters: July highs in Plano average 94Β°F on NOAA normals. If the new place has window-unit or no AC, plan that purchase for the first week.
- Coastal Texas sees hurricanes June through November; inland areas face severe thunderstorms and occasional tornadoes in spring.
- Arrange utility connection (power, internet, gas, water) two weeks ahead of move-in.
- Update mailing address with USPS change-of-address within the first week post-move.
- Register to vote in Texas after establishing residency.
Frequently asked
When is the best time to move from San Francisco to Plano?
Moving companies usually charge 20β30% less between October and April (off-peak). Memorial Day through Labor Day is peak pricing. For a 1776 mi drive, weather on the route matters too β see the timing section above for state-specific winter warnings.
How does the job market in Plano compare to San Francisco?
BLS Occupational Employment and Wage Statistics show median wages of $48,440 in the Plano MSA vs $72,050 in the San Francisco MSA, on total employment of 3,966,500 and 2,422,210 respectively. Top occupations on the destination side appear in the Jobs & wages section above.
How far is Plano, TX from San Francisco, CA?
The driving distance is 1776 mi and the route typically takes 32h 3m via I 40 and US 287. The trip crosses 4 state(s). Actual time varies with traffic and season.
How much do homes cost in Plano compared to San Francisco?
Zillow ZHVI (2026-03) puts the typical home value at $498,989 in Plano vs $1,356,662 in San Francisco β a 63.2% lower figure. Data provided by Zillow Research.
How does household income compare in San Francisco vs Plano?
Median household income on the Census ACS 5-year (2023) is $108,649 in Plano vs $141,446 in San Francisco β a 23.2% lower figure. Compare this against the cost-of-living gap above when budgeting.
Is Plano more expensive than San Francisco?
Based on BEA Regional Price Parities (2024), overall price level in Plano is 10.8% lower than San Francisco (103.09 vs 115.613, U.S. average = 100). Rent and services typically carry most of this gap.
Plan the move
Estimate costs with our moving cost calculator, or see where else to move from San Francisco.
City profiles: San Francisco, CA Β· Plano, TX.