Moving from San Francisco, CA to Memphis, TN
Cross-country relocations like San Francisco, CA → Memphis, TN cover 2146 mi and about 38h 1m of driving through 7 states. Expect a multi-day trip and a meaningful change in climate, cost-of-living, and job market. The sections below compare each data layer directly from BEA, Census, Zillow, BLS, and NOAA.
2146 mi · 38h 1m by car · CA → AZ → NM → TX → OK → AR → TN
Distance & route
| Route through | CA → AZ → NM → TX → OK → AR → TN |
|---|---|
| Primary highways | I 40, I 5, CA 58 |
| Major cities en route | Santa Rosa, Richmond, Vallejo, Fairfield, Berkeley |
Route via OSRM driving profile. Actual time varies with traffic and season.
Cost of living
| San Francisco | Memphis | U.S. avg | |
|---|---|---|---|
| All items (RPP) | 115.613 | 92.179 | 100.0 |
| Rents | 172.585 | 74.097 | 100.0 |
| Goods | 108.465 | 96.221 | 100.0 |
| Services | 194.718 | 79.807 | 100.0 |
Overall price level runs 20.3% below San Francisco — a substantial cost-of-living drop on the BEA Regional Price Parity (115.613 → 92.179, 2024).
Source: BEA Regional Price Parities (MSA-level · MSA-level); 2024.
Housing prices
Typical home value in Memphis is 20.3% below San Francisco — $1,356,662 vs $144,710 per Zillow ZHVI (2026-03).
YoY change: San Francisco +5.0%, Memphis -3.1%. Snapshot: 2026-03. Data provided by Zillow.
Climate
| 1991–2020 normals | San Francisco | Memphis |
|---|---|---|
| Annual avg temperature | 56°F | 63°F |
| January avg low | 46°F | 33°F |
| July avg high | 62°F | 92°F |
| Annual snowfall | 0.0" | 2.7" |
| Annual precipitation | 20.6" | 54.9" |
Climate warms by 7.2°F on the annual average — 56.2°F → 63.4°F.
Memphis averages 2.7 in of snow a year on the NOAA 1991–2020 normals — a light winter by U.S. standards.
Source: NOAA U.S. Climate Normals 1991–2020 (stations: SAN FRANCISCO OCEANSIDE, CA US, MEMPHIS INTL AP, TN US).
Demographics
| ACS 5-year 2023 | San Francisco | Memphis |
|---|---|---|
| Population | 836,321 | 629,063 |
| Median household income | $141,446 | $51,211 |
| Median age | 39.7 | 34.3 |
| Bachelor's degree or higher | 35.1% | 16.9% |
| Avg household size | 2.31 | 2.47 |
Income gap is large: median household income drops 20.3% between San Francisco and Memphis (ACS 2023).
Source: U.S. Census Bureau, ACS 5-year 2023.
Jobs & wages
Top occupations in Memphis MSA
| Occupation | Employment | Median wage |
|---|---|---|
| Transportation and Material Moving Occupations | 106,230 | $38,330 |
| Office and Administrative Support Occupations | 83,120 | $40,640 |
| Food Preparation and Serving Related Occupations | 51,140 | $28,230 |
| Sales and Related Occupations | 50,680 | $32,680 |
| Healthcare Practitioners and Technical Occupations | 39,480 | $73,120 |
Source: BLS Occupational Employment and Wage Statistics.
Moving between California and Tennessee
State income-tax top marginal rates are from the Tax Foundation, updated annually. Check Tennessee's DMV for the current deadline to transfer driver license and vehicle registration after establishing residency. Consult a tax professional for your specific filing situation — state tax treatment depends on residency, sourcing, and reciprocity agreements.
Best time to move
Moving companies typically charge 20–30% more between Memorial Day and Labor Day (peak season). October through April offers the lowest rates and better mover availability.
To avoid mid-semester school transfers, most U.S. families schedule moves between mid-June and mid-August. Public school calendars typically run late August or early September through late May or early June.
Winter driving along this route
- Donner Pass (I-80) and Tejon Pass (I-5 Grapevine) see chain requirements and occasional closures December through March.
- I-17 and I-40 through the Flagstaff area can see winter closures; the rest of Arizona is generally clear year-round.
- Raton Pass (I-25 at the Colorado line) can close in winter storms.
- I-40 through the Smokies and I-75 near Jellico Mountain can see chain requirements in winter storms.
State DOT 511 phone or web services provide real-time road conditions year-round.
Packing & arrival checklist
- Air conditioning matters: July highs in Memphis average 92°F on NOAA normals. If the new place has window-unit or no AC, plan that purchase for the first week.
- Pack rain gear on top: Memphis averages 54.9 in of annual precipitation — waterproof jackets and boots are worth unpacking before the big boxes.
- Arrange utility connection (power, internet, gas, water) two weeks ahead of move-in.
- Update mailing address with USPS change-of-address within the first week post-move.
- Register to vote in Tennessee after establishing residency.
Frequently asked
How does household income compare in San Francisco vs Memphis?
Median household income on the Census ACS 5-year (2023) is $51,211 in Memphis vs $141,446 in San Francisco — a 63.8% lower figure. Compare this against the cost-of-living gap above when budgeting.
How much do homes cost in Memphis compared to San Francisco?
Zillow ZHVI (2026-03) puts the typical home value at $144,710 in Memphis vs $1,356,662 in San Francisco — a 89.3% lower figure. Data provided by Zillow Research.
How far is Memphis, TN from San Francisco, CA?
The driving distance is 2146 mi and the route typically takes 38h 1m via I 40 and I 5. The trip crosses 7 state(s). Actual time varies with traffic and season.
What is the climate difference between San Francisco and Memphis?
On NOAA 1991–2020 normals, annual average temperature is 63.4°F in Memphis vs 56.2°F in San Francisco (7.2°F warmer). Annual snowfall: 2.7 in vs 0.0 in. Annual precipitation: 54.9 in vs 20.6 in.
Is Memphis more expensive than San Francisco?
Based on BEA Regional Price Parities (2024), overall price level in Memphis is 20.3% lower than San Francisco (92.179 vs 115.613, U.S. average = 100). Rent and services typically carry most of this gap.
When is the best time to move from San Francisco to Memphis?
Moving companies usually charge 20–30% less between October and April (off-peak). Memorial Day through Labor Day is peak pricing. For a 2146 mi drive, weather on the route matters too — see the timing section above for state-specific winter warnings.
How does the job market in Memphis compare to San Francisco?
BLS Occupational Employment and Wage Statistics show median wages of $43,400 in the Memphis MSA vs $72,050 in the San Francisco MSA, on total employment of 625,340 and 2,422,210 respectively. Top occupations on the destination side appear in the Jobs & wages section above.
Plan the move
Estimate costs with our moving cost calculator, or see where else to move from San Francisco.
City profiles: San Francisco, CA · Memphis, TN.