Moving from San Francisco, CA to McAllen, TX
It is 2020 mi and 35h 49m from San Francisco to McAllen — a cross-country move across 4 states. Housing, cost of living, climate, and tax picture all tend to shift substantially at this distance. This page pulls the current figures from each federal source and Zillow Research into one comparison.
2020 mi · 35h 49m by car · CA → AZ → NM → TX
Distance & route
| Route through | CA → AZ → NM → TX |
|---|---|
| Primary highways | I 10, I 5, US 281 |
| Major cities en route | Santa Rosa, Richmond, Vallejo, Fairfield, Berkeley |
Route via OSRM driving profile. Actual time varies with traffic and season.
Cost of living
| San Francisco | McAllen | U.S. avg | |
|---|---|---|---|
| All items (RPP) | 115.613 | 85.895 | 100.0 |
| Rents | 172.585 | 81.186 | 100.0 |
| Goods | 108.465 | 93.757 | 100.0 |
| Services | 194.718 | 55.892 | 100.0 |
McAllen sits 25.7% cheaper than San Francisco on the BEA RPP, one of the larger gaps you will see between U.S. metros.
Source: BEA Regional Price Parities (MSA-level · MSA-level); 2024.
Housing prices
Zillow ZHVI drops from $1,356,662 in San Francisco to $229,001 in McAllen, a 25.7% decrease on the typical home value.
YoY change: San Francisco +5.0%, McAllen +0.4%. Snapshot: 2026-03. Data provided by Zillow.
Climate
| 1991–2020 normals | San Francisco | McAllen |
|---|---|---|
| Annual avg temperature | 56°F | 76°F |
| January avg low | 46°F | 49°F |
| July avg high | 62°F | 98°F |
| Annual snowfall | 0.0" | 0.1" |
| Annual precipitation | 20.6" | 18.7" |
Annual average temperature jumps 19.3°F — 56.2°F in San Francisco vs 75.5°F in McAllen, per NOAA 1991–2020 normals.
Snowfall is a non-factor at the destination: McAllen sees under an inch a year per NOAA normals.
Source: NOAA U.S. Climate Normals 1991–2020 (stations: SAN FRANCISCO OCEANSIDE, CA US, MCALLEN, TX US).
Demographics
| ACS 5-year 2023 | San Francisco | McAllen |
|---|---|---|
| Population | 836,321 | 143,789 |
| Median household income | $141,446 | $60,165 |
| Median age | 39.7 | 34 |
| Bachelor's degree or higher | 35.1% | 20.3% |
| Avg household size | 2.31 | 2.98 |
Expect median household income to fall 25.7% — $141,446 → $60,165 per ACS 5-year estimates (2023).
Source: U.S. Census Bureau, ACS 5-year 2023.
Jobs & wages
Top occupations in McAllen MSA
| Occupation | Employment | Median wage |
|---|---|---|
| Healthcare Support Occupations | 49,560 | $22,940 |
| Home Health and Personal Care Aides | 42,390 | $22,490 |
| Office and Administrative Support Occupations | 35,950 | $34,890 |
| Educational Instruction and Library Occupations | 28,370 | $58,670 |
| Food Preparation and Serving Related Occupations | 26,190 | $23,220 |
Source: BLS Occupational Employment and Wage Statistics.
Moving between California and Texas
State income-tax top marginal rates are from the Tax Foundation, updated annually. Check Texas's DMV for the current deadline to transfer driver license and vehicle registration after establishing residency. Consult a tax professional for your specific filing situation — state tax treatment depends on residency, sourcing, and reciprocity agreements.
Best time to move
Moving companies typically charge 20–30% more between Memorial Day and Labor Day (peak season). October through April offers the lowest rates and better mover availability.
To avoid mid-semester school transfers, most U.S. families schedule moves between mid-June and mid-August. Public school calendars typically run late August or early September through late May or early June.
Winter driving along this route
- Donner Pass (I-80) and Tejon Pass (I-5 Grapevine) see chain requirements and occasional closures December through March.
- I-17 and I-40 through the Flagstaff area can see winter closures; the rest of Arizona is generally clear year-round.
- Raton Pass (I-25 at the Colorado line) can close in winter storms.
State DOT 511 phone or web services provide real-time road conditions year-round.
Packing & arrival checklist
- Air conditioning matters: July highs in McAllen average 98°F on NOAA normals. If the new place has window-unit or no AC, plan that purchase for the first week.
- You are moving to a noticeably warmer climate (19.3°F higher annual average). Keep summer clothing accessible and consider donating or storing heavy winter gear.
- Coastal Texas sees hurricanes June through November; inland areas face severe thunderstorms and occasional tornadoes in spring.
- Arrange utility connection (power, internet, gas, water) two weeks ahead of move-in.
- Update mailing address with USPS change-of-address within the first week post-move.
- Register to vote in Texas after establishing residency.
Frequently asked
Is McAllen more expensive than San Francisco?
Based on BEA Regional Price Parities (2024), overall price level in McAllen is 25.7% lower than San Francisco (85.895 vs 115.613, U.S. average = 100). Rent and services typically carry most of this gap.
How does the job market in McAllen compare to San Francisco?
BLS Occupational Employment and Wage Statistics show median wages of $32,550 in the McAllen MSA vs $72,050 in the San Francisco MSA, on total employment of 285,850 and 2,422,210 respectively. Top occupations on the destination side appear in the Jobs & wages section above.
When is the best time to move from San Francisco to McAllen?
Moving companies usually charge 20–30% less between October and April (off-peak). Memorial Day through Labor Day is peak pricing. For a 2020 mi drive, weather on the route matters too — see the timing section above for state-specific winter warnings.
How does household income compare in San Francisco vs McAllen?
Median household income on the Census ACS 5-year (2023) is $60,165 in McAllen vs $141,446 in San Francisco — a 57.5% lower figure. Compare this against the cost-of-living gap above when budgeting.
How much do homes cost in McAllen compared to San Francisco?
Zillow ZHVI (2026-03) puts the typical home value at $229,001 in McAllen vs $1,356,662 in San Francisco — a 83.1% lower figure. Data provided by Zillow Research.
How far is McAllen, TX from San Francisco, CA?
The driving distance is 2020 mi and the route typically takes 35h 49m via I 10 and I 5. The trip crosses 4 state(s). Actual time varies with traffic and season.
What is the climate difference between San Francisco and McAllen?
On NOAA 1991–2020 normals, annual average temperature is 75.5°F in McAllen vs 56.2°F in San Francisco (19.3°F warmer). Annual snowfall: 0.1 in vs 0.0 in. Annual precipitation: 18.7 in vs 20.6 in.
Plan the move
Estimate costs with our moving cost calculator, or see where else to move from San Francisco.
City profiles: San Francisco, CA · McAllen, TX.