Moving from Palm Bay, FL to McKinney, TX
It is 1176 mi between Palm Bay and McKinney β roughly 21h 53m of driving, plus rest stops and overnight, through 5 state(s). A long-haul move crosses climate zones and usually state-income-tax lines. This page assembles the federal and Zillow data into a side-by-side comparison so the differences are easy to scan.
1176 mi Β· 21h 53m by car Β· TX β LA β MS β AL β FL
Distance & route
| Route through | TX β LA β MS β AL β FL |
|---|---|
| Primary highways | I 20, I 10, I 75 |
| Major cities en route | Denton, Plano, Frisco, Allen, Richardson |
Route via OSRM driving profile. Actual time varies with traffic and season.
Cost of living
| Palm Bay | McKinney | U.S. avg | |
|---|---|---|---|
| All items (RPP) | 100.005 | 103.09 | 100.0 |
| Rents | 88.064 | 90.711 | 100.0 |
| Goods | 96.24 | 102.838 | 100.0 |
| Services | 111.731 | 117.874 | 100.0 |
Palm Bay and McKinney sit within 5% on the overall BEA RPP β the composite diff is small, but rent or groceries alone may move more.
Source: BEA Regional Price Parities (MSA-level Β· MSA-level); 2024.
Housing prices
Zillow ZHVI climbs from $302,461 in Palm Bay to $481,963 in McKinney, a 3.1% increase on the typical home value.
YoY change: Palm Bay -4.0%, McKinney -6.9%. Snapshot: 2026-03. Data provided by Zillow.
Climate
| 1991β2020 normals | Palm Bay | McKinney |
|---|---|---|
| Annual avg temperature | 73Β°F | 65Β°F |
| January avg low | 49Β°F | 34Β°F |
| July avg high | 91Β°F | 94Β°F |
| Annual snowfall | β | β |
| Annual precipitation | 55.6" | β |
Annual temperature drops 7.7Β°F moving to McKinney per NOAA normals.
Source: NOAA U.S. Climate Normals 1991β2020 (stations: PALM BAY, FL US, MCKINNEY MUNICIPAL AIRPORT, TX US).
Demographics
| ACS 5-year 2023 | Palm Bay | McKinney |
|---|---|---|
| Population | 125,273 | 202,314 |
| Median household income | $67,521 | $120,273 |
| Median age | 41.3 | 36.7 |
| Bachelor's degree or higher | 14.4% | 34.1% |
| Avg household size | 2.82 | 2.86 |
McKinney households earn about 3.1% more than Palm Bay at the median β $67,521 β $120,273 on ACS 2023.
Source: U.S. Census Bureau, ACS 5-year 2023.
Jobs & wages
Top occupations in McKinney MSA
| Occupation | Employment | Median wage |
|---|---|---|
| Office and Administrative Support Occupations | 523,660 | $44,430 |
| Transportation and Material Moving Occupations | 412,270 | $39,950 |
| Sales and Related Occupations | 368,400 | $36,710 |
| Management Occupations | 350,940 | $117,410 |
| Food Preparation and Serving Related Occupations | 341,240 | $29,000 |
Source: BLS Occupational Employment and Wage Statistics.
Moving between Florida and Texas
State income-tax top marginal rates are from the Tax Foundation, updated annually. Check Texas's DMV for the current deadline to transfer driver license and vehicle registration after establishing residency. Consult a tax professional for your specific filing situation β state tax treatment depends on residency, sourcing, and reciprocity agreements.
Best time to move
Moving companies typically charge 20β30% more between Memorial Day and Labor Day (peak season). October through April offers the lowest rates and better mover availability.
To avoid mid-semester school transfers, most U.S. families schedule moves between mid-June and mid-August. Public school calendars typically run late August or early September through late May or early June.
Packing & arrival checklist
- Air conditioning matters: July highs in McKinney average 94Β°F on NOAA normals. If the new place has window-unit or no AC, plan that purchase for the first week.
- Coastal Texas sees hurricanes June through November; inland areas face severe thunderstorms and occasional tornadoes in spring.
- Arrange utility connection (power, internet, gas, water) two weeks ahead of move-in.
- Update mailing address with USPS change-of-address within the first week post-move.
- Register to vote in Texas after establishing residency.
Frequently asked
How much do homes cost in McKinney compared to Palm Bay?
Zillow ZHVI (2026-03) puts the typical home value at $481,963 in McKinney vs $302,461 in Palm Bay β a 59.3% higher figure. Data provided by Zillow Research.
How far is McKinney, TX from Palm Bay, FL?
The driving distance is 1176 mi and the route typically takes 21h 53m via I 20 and I 10. The trip crosses 5 state(s). Actual time varies with traffic and season.
When is the best time to move from Palm Bay to McKinney?
Moving companies usually charge 20β30% less between October and April (off-peak). Memorial Day through Labor Day is peak pricing. For a 1176 mi drive, weather on the route matters too β see the timing section above for state-specific winter warnings.
How does the job market in McKinney compare to Palm Bay?
BLS Occupational Employment and Wage Statistics show median wages of $48,440 in the McKinney MSA vs $46,290 in the Palm Bay MSA, on total employment of 3,966,500 and 236,890 respectively. Top occupations on the destination side appear in the Jobs & wages section above.
Is McKinney more expensive than Palm Bay?
Based on BEA Regional Price Parities (2024), overall price level in McKinney is 3.1% higher than Palm Bay (103.09 vs 100.005, U.S. average = 100). Rent and services typically carry most of this gap.
How does household income compare in Palm Bay vs McKinney?
Median household income on the Census ACS 5-year (2023) is $120,273 in McKinney vs $67,521 in Palm Bay β a 78.1% higher figure. Compare this against the cost-of-living gap above when budgeting.
Plan the move
Estimate costs with our moving cost calculator, or see where else to move from Palm Bay.
City profiles: Palm Bay, FL Β· McKinney, TX.