Moving from New York, NY to McKinney, TX
It is 1540 mi and 28h 20m from New York to McKinney β a cross-country move across 8 states. Housing, cost of living, climate, and tax picture all tend to shift substantially at this distance. This page pulls the current figures from each federal source and Zillow Research into one comparison.
1540 mi Β· 28h 20m by car Β· NY β NJ β PA β WV β VA β TN β AR β TX
Distance & route
| Route through | NY β NJ β PA β WV β VA β TN β AR β TX |
|---|---|
| Primary highways | I 40, I 81, I 30 |
| Major cities en route | Yonkers, Jersey City, Newark, Paterson, Elizabeth |
Route via OSRM driving profile. Actual time varies with traffic and season.
Cost of living
| New York | McKinney | U.S. avg | |
|---|---|---|---|
| All items (RPP) | 112.563 | 103.09 | 100.0 |
| Rents | 127.018 | 90.711 | 100.0 |
| Goods | 110.261 | 102.838 | 100.0 |
| Services | 148.616 | 117.874 | 100.0 |
Expect about 8.4% lower overall cost of living β BEA RPP 2024 has McKinney at 103.09 vs New York at 112.563.
Source: BEA Regional Price Parities (MSA-level Β· MSA-level); 2024.
Housing prices
Expect roughly 8.4% lower home prices β ZHVI goes from $812,861 to $481,963 moving to McKinney.
YoY change: New York +4.5%, McKinney -6.9%. Snapshot: 2026-03. Data provided by Zillow.
Climate
| 1991β2020 normals | New York | McKinney |
|---|---|---|
| Annual avg temperature | 56Β°F | 65Β°F |
| January avg low | 28Β°F | 34Β°F |
| July avg high | 85Β°F | 94Β°F |
| Annual snowfall | 24.5" | β |
| Annual precipitation | 47.1" | β |
Expect 9.4Β°F warmer year-round on the NOAA 1991β2020 normals.
Source: NOAA U.S. Climate Normals 1991β2020 (stations: NY AVE V BROOKLYN, NY US, MCKINNEY MUNICIPAL AIRPORT, TX US).
Demographics
| ACS 5-year 2023 | New York | McKinney |
|---|---|---|
| Population | 8,516,202 | 202,314 |
| Median household income | $79,713 | $120,273 |
| Median age | 38 | 36.7 |
| Bachelor's degree or higher | 23.6% | 34.1% |
| Avg household size | 2.57 | 2.86 |
Expect median household income to rise 8.4% β $79,713 β $120,273 per ACS 5-year estimates (2023).
Source: U.S. Census Bureau, ACS 5-year 2023.
Jobs & wages
Top occupations in McKinney MSA
| Occupation | Employment | Median wage |
|---|---|---|
| Office and Administrative Support Occupations | 523,660 | $44,430 |
| Transportation and Material Moving Occupations | 412,270 | $39,950 |
| Sales and Related Occupations | 368,400 | $36,710 |
| Management Occupations | 350,940 | $117,410 |
| Food Preparation and Serving Related Occupations | 341,240 | $29,000 |
Source: BLS Occupational Employment and Wage Statistics.
Moving between New York and Texas
State income-tax top marginal rates are from the Tax Foundation, updated annually. Check Texas's DMV for the current deadline to transfer driver license and vehicle registration after establishing residency. Consult a tax professional for your specific filing situation β state tax treatment depends on residency, sourcing, and reciprocity agreements.
Best time to move
Moving companies typically charge 20β30% more between Memorial Day and Labor Day (peak season). October through April offers the lowest rates and better mover availability.
To avoid mid-semester school transfers, most U.S. families schedule moves between mid-June and mid-August. Public school calendars typically run late August or early September through late May or early June.
Winter driving along this route
- Lake-effect off Lake Ontario can shut down I-81 and I-90 for hours in winter β check 511NY.
- The Pennsylvania Turnpike between Pittsburgh and Harrisburg can see chain requirements in heavy winter storms.
- I-77 at Flat Top Mountain and I-64 through the Greenbrier Valley see chain requirements in winter storms.
- I-64 across Afton Mountain and I-77 at Fancy Gap see chain requirements in winter storms.
- I-40 through the Smokies and I-75 near Jellico Mountain can see chain requirements in winter storms.
State DOT 511 phone or web services provide real-time road conditions year-round.
Packing & arrival checklist
- Air conditioning matters: July highs in McKinney average 94Β°F on NOAA normals. If the new place has window-unit or no AC, plan that purchase for the first week.
- Coastal Texas sees hurricanes June through November; inland areas face severe thunderstorms and occasional tornadoes in spring.
- Arrange utility connection (power, internet, gas, water) two weeks ahead of move-in.
- Update mailing address with USPS change-of-address within the first week post-move.
- Register to vote in Texas after establishing residency.
Frequently asked
Is McKinney more expensive than New York?
Based on BEA Regional Price Parities (2024), overall price level in McKinney is 8.4% lower than New York (103.09 vs 112.563, U.S. average = 100). Rent and services typically carry most of this gap.
When is the best time to move from New York to McKinney?
Moving companies usually charge 20β30% less between October and April (off-peak). Memorial Day through Labor Day is peak pricing. For a 1540 mi drive, weather on the route matters too β see the timing section above for state-specific winter warnings.
How does the job market in McKinney compare to New York?
BLS Occupational Employment and Wage Statistics show median wages of $48,440 in the McKinney MSA vs $59,390 in the New York MSA, on total employment of 3,966,500 and 9,495,240 respectively. Top occupations on the destination side appear in the Jobs & wages section above.
How much do homes cost in McKinney compared to New York?
Zillow ZHVI (2026-03) puts the typical home value at $481,963 in McKinney vs $812,861 in New York β a 40.7% lower figure. Data provided by Zillow Research.
How does household income compare in New York vs McKinney?
Median household income on the Census ACS 5-year (2023) is $120,273 in McKinney vs $79,713 in New York β a 50.9% higher figure. Compare this against the cost-of-living gap above when budgeting.
How far is McKinney, TX from New York, NY?
The driving distance is 1540 mi and the route typically takes 28h 20m via I 40 and I 81. The trip crosses 8 state(s). Actual time varies with traffic and season.
Plan the move
Estimate costs with our moving cost calculator, or see where else to move from New York.
City profiles: New York, NY Β· McKinney, TX.