Moving from Minneapolis, MN to Elgin, IL

Moving from Minneapolis, MN to Elgin, IL covers 370 mi and about 6h 45m by car through 3 state(s). That is far enough that housing, cost-of-living, climate, and job market can all move meaningfully β€” the sections below pull current figures from BEA, Zillow, the Census Bureau, BLS, and NOAA to map exactly where the differences fall.

370 mi Β· 6h 45m by car Β· MN β†’ WI β†’ IL

COL -1.2% Home values -0.4% Ξ” +3.2Β°F annual

Distance & route

Driving
370 mi
Drive time
6h 45m
States
3
Fuel (25 mpg)
15 gal
Route throughMN β†’ WI β†’ IL
Primary highwaysI 94, MN 55, I 90
Major cities en routeSt Paul, Madison, Rockford, Aurora, Naperville

Route via OSRM driving profile. Actual time varies with traffic and season.

Cost of living

MinneapolisElginU.S. avg
All items (RPP)104.822103.595100.0
Rents93.49383.581100.0
Goods103.065107.258100.0
Services111.838112.01100.0

Elgin and Minneapolis are close on the overall BEA RPP (104.822 vs 103.595); rent and services often drive the real difference.

Source: BEA Regional Price Parities (MSA-level Β· MSA-level); 2024.

Housing prices

Minneapolis β€” typical home
$330,882
Elgin β€” typical home
$329,682
Minneapolis β€” typical rent
$1,650/mo
Elgin β€” typical rent
$1,846/mo

Typical home values are comparable between the two cities on the latest Zillow ZHVI.

YoY change: Minneapolis +1.4%, Elgin +3.2%. Snapshot: 2026-03. Data provided by Zillow.

Climate

1991–2020 normalsMinneapolisElgin
Annual avg temperature46Β°F49Β°F
January avg low8Β°F14Β°F
July avg high83Β°F84Β°F
Annual snowfallβ€”32.1"
Annual precipitation34.4"39.9"

Climate is roughly comparable on the annual mean β€” 45.8Β°F vs 49.0Β°F per NOAA 1991–2020 normals.

Significant snow at the destination: Elgin sees 32.1 in a year on NOAA normals β€” budget for winter gear and plowing.

Source: NOAA U.S. Climate Normals 1991–2020 (stations: LOWER ST ANTHONY FALLS, MN US, ELGIN, IL US).

Demographics

ACS 5-year 2023MinneapolisElgin
Population426,845114,106
Median household income$80,269$88,316
Median age3336.3
Bachelor's degree or higher32.7%16.9%
Avg household size2.262.94

Median household income in Elgin is 1.2% above Minneapolis ($80,269 β†’ $88,316, ACS 2023).

Source: U.S. Census Bureau, ACS 5-year 2023.

Jobs & wages

Minneapolis MSA β€” median wage
$54,850
Elgin MSA β€” median wage
$49,790
Minneapolis MSA β€” employment
1,911,030
Elgin MSA β€” employment
4,506,800

Top occupations in Elgin MSA

OccupationEmploymentMedian wage
Office and Administrative Support Occupations 519,810 $46,540
Transportation and Material Moving Occupations 497,550 $41,020
Management Occupations 405,130 $125,280
Sales and Related Occupations 386,070 $38,490
Food Preparation and Serving Related Occupations 368,000 $33,540

Source: BLS Occupational Employment and Wage Statistics.

Moving between Minnesota and Illinois

Minnesota income tax
9.85% top marginal
Illinois income tax
4.95% top marginal

State income-tax top marginal rates are from the Tax Foundation, updated annually. Check Illinois's DMV for the current deadline to transfer driver license and vehicle registration after establishing residency. Consult a tax professional for your specific filing situation β€” state tax treatment depends on residency, sourcing, and reciprocity agreements.

Best time to move

Moving companies typically charge 20–30% more between Memorial Day and Labor Day (peak season). October through April offers the lowest rates and better mover availability.

To avoid mid-semester school transfers, most U.S. families schedule moves between mid-June and mid-August. Public school calendars typically run late August or early September through late May or early June.

Winter driving along this route

  • I-35 and I-94 across Minnesota can see short closures in winter storms β€” check MnDOT 511.
  • Winter storms can slow I-90 and I-94 across western Wisconsin β€” check 511wi.

State DOT 511 phone or web services provide real-time road conditions year-round.

Packing & arrival checklist

  • Winter gear first: Elgin averages 32.1 in of snow per year on NOAA normals β€” pack a heavy coat, boots, and consider snow tires or chains before the first storm.
  • Arrange utility connection (power, internet, gas, water) two weeks ahead of move-in.
  • Update mailing address with USPS change-of-address within the first week post-move.
  • Register to vote in Illinois after establishing residency.

Frequently asked

When is the best time to move from Minneapolis to Elgin?

Moving companies usually charge 20–30% less between October and April (off-peak). Memorial Day through Labor Day is peak pricing. For a 370 mi drive, weather on the route matters too β€” see the timing section above for state-specific winter warnings.

How far is Elgin, IL from Minneapolis, MN?

The driving distance is 370 mi and the route typically takes 6h 45m via I 94 and MN 55. The trip crosses 3 state(s). Actual time varies with traffic and season.

How much do homes cost in Elgin compared to Minneapolis?

Zillow ZHVI (2026-03) puts the typical home value at $329,682 in Elgin vs $330,882 in Minneapolis β€” a 0.4% lower figure. Data provided by Zillow Research.

How does the job market in Elgin compare to Minneapolis?

BLS Occupational Employment and Wage Statistics show median wages of $49,790 in the Elgin MSA vs $54,850 in the Minneapolis MSA, on total employment of 4,506,800 and 1,911,030 respectively. Top occupations on the destination side appear in the Jobs & wages section above.

How does household income compare in Minneapolis vs Elgin?

Median household income on the Census ACS 5-year (2023) is $88,316 in Elgin vs $80,269 in Minneapolis β€” a 10.0% higher figure. Compare this against the cost-of-living gap above when budgeting.

Is Elgin more expensive than Minneapolis?

Based on BEA Regional Price Parities (2024), overall price level in Elgin is 1.2% lower than Minneapolis (103.595 vs 104.822, U.S. average = 100). Rent and services typically carry most of this gap.

Plan the move

Estimate costs with our moving cost calculator, or see where else to move from Minneapolis.

City profiles: Minneapolis, MN Β· Elgin, IL.

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