Moving from Memphis, TN to Plano, TX

It is a 457 mi drive, roughly 8h 5m, between Memphis, TN and Plano, TX. At mid-range distance you typically see real gaps open up on cost of living, home values, and climate β€” not just scenery. This page assembles the comparison from federal data sources and Zillow Research for a single-page view of the move.

457 mi Β· 8h 5m by car Β· TN β†’ AR β†’ TX

COL +11.8% Home values +244.8% Ξ” +2.4Β°F annual

Distance & route

Driving
457 mi
Drive time
8h 5m
States
3
Fuel (25 mpg)
18 gal
Route throughTN β†’ AR β†’ TX
Primary highwaysI 30, US 70, I 40
Major cities en routeLittle Rock, Mckinney, Allen, Garland, Mesquite

Route via OSRM driving profile. Actual time varies with traffic and season.

Cost of living

MemphisPlanoU.S. avg
All items (RPP)92.179103.09100.0
Rents74.09790.711100.0
Goods96.221102.838100.0
Services79.807117.874100.0

Overall prices come in 11.8% above Memphis β€” 92.179 β†’ 103.09 on the BEA RPP.

Source: BEA Regional Price Parities (MSA-level Β· MSA-level); 2024.

Housing prices

Memphis β€” typical home
$144,710
Plano β€” typical home
$498,989
Memphis β€” typical rent
$1,247/mo
Plano β€” typical rent
$1,696/mo

11.8% jump on the typical home value β€” a meaningful shift in monthly mortgage math.

YoY change: Memphis -3.1%, Plano -5.3%. Snapshot: 2026-03. Data provided by Zillow.

Climate

1991–2020 normalsMemphisPlano
Annual avg temperature63Β°F66Β°F
January avg low33Β°F36Β°F
July avg high92Β°F94Β°F
Annual snowfall2.7"β€”
Annual precipitation54.9"41.9"

No material annual-average temperature gap; seasonal extremes may still differ.

Source: NOAA U.S. Climate Normals 1991–2020 (stations: MEMPHIS INTL AP, TN US, RICHARDSON, TX US).

Demographics

ACS 5-year 2023MemphisPlano
Population629,063287,339
Median household income$51,211$108,649
Median age34.339.3
Bachelor's degree or higher16.9%35.1%
Avg household size2.472.6

Plano households earn about 11.8% more than Memphis at the median β€” $51,211 β†’ $108,649 on ACS 2023.

Source: U.S. Census Bureau, ACS 5-year 2023.

Jobs & wages

Memphis MSA β€” median wage
$43,400
Plano MSA β€” median wage
$48,440
Memphis MSA β€” employment
625,340
Plano MSA β€” employment
3,966,500

Top occupations in Plano MSA

OccupationEmploymentMedian wage
Office and Administrative Support Occupations 523,660 $44,430
Transportation and Material Moving Occupations 412,270 $39,950
Sales and Related Occupations 368,400 $36,710
Management Occupations 350,940 $117,410
Food Preparation and Serving Related Occupations 341,240 $29,000

Source: BLS Occupational Employment and Wage Statistics.

Moving between Tennessee and Texas

Tennessee income tax
no state income tax
Texas income tax
no state income tax

State income-tax top marginal rates are from the Tax Foundation, updated annually. Check Texas's DMV for the current deadline to transfer driver license and vehicle registration after establishing residency. Consult a tax professional for your specific filing situation β€” state tax treatment depends on residency, sourcing, and reciprocity agreements.

Best time to move

Moving companies typically charge 20–30% more between Memorial Day and Labor Day (peak season). October through April offers the lowest rates and better mover availability.

To avoid mid-semester school transfers, most U.S. families schedule moves between mid-June and mid-August. Public school calendars typically run late August or early September through late May or early June.

Winter driving along this route

  • I-40 through the Smokies and I-75 near Jellico Mountain can see chain requirements in winter storms.

State DOT 511 phone or web services provide real-time road conditions year-round.

Packing & arrival checklist

  • Air conditioning matters: July highs in Plano average 94Β°F on NOAA normals. If the new place has window-unit or no AC, plan that purchase for the first week.
  • Coastal Texas sees hurricanes June through November; inland areas face severe thunderstorms and occasional tornadoes in spring.
  • Arrange utility connection (power, internet, gas, water) two weeks ahead of move-in.
  • Update mailing address with USPS change-of-address within the first week post-move.
  • Register to vote in Texas after establishing residency.

Frequently asked

Is Plano more expensive than Memphis?

Based on BEA Regional Price Parities (2024), overall price level in Plano is 11.8% higher than Memphis (103.09 vs 92.179, U.S. average = 100). Rent and services typically carry most of this gap.

How much do homes cost in Plano compared to Memphis?

Zillow ZHVI (2026-03) puts the typical home value at $498,989 in Plano vs $144,710 in Memphis β€” a 244.8% higher figure. Data provided by Zillow Research.

When is the best time to move from Memphis to Plano?

Moving companies usually charge 20–30% less between October and April (off-peak). Memorial Day through Labor Day is peak pricing. For a 457 mi drive, weather on the route matters too β€” see the timing section above for state-specific winter warnings.

How does household income compare in Memphis vs Plano?

Median household income on the Census ACS 5-year (2023) is $108,649 in Plano vs $51,211 in Memphis β€” a 112.2% higher figure. Compare this against the cost-of-living gap above when budgeting.

How does the job market in Plano compare to Memphis?

BLS Occupational Employment and Wage Statistics show median wages of $48,440 in the Plano MSA vs $43,400 in the Memphis MSA, on total employment of 3,966,500 and 625,340 respectively. Top occupations on the destination side appear in the Jobs & wages section above.

How far is Plano, TX from Memphis, TN?

The driving distance is 457 mi and the route typically takes 8h 5m via I 30 and US 70. The trip crosses 3 state(s). Actual time varies with traffic and season.

Plan the move

Estimate costs with our moving cost calculator, or see where else to move from Memphis.

City profiles: Memphis, TN Β· Plano, TX.

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