Moving from McKinney, TX to Rio Rancho, NM
It is 652 mi between McKinney and Rio Rancho β roughly 11h 55m of driving, plus rest stops and overnight, through 2 state(s). A long-haul move crosses climate zones and usually state-income-tax lines. This page assembles the federal and Zillow data into a side-by-side comparison so the differences are easy to scan.
652 mi Β· 11h 55m by car Β· TX β NM
Distance & route
| Route through | TX β NM |
|---|---|
| Primary highways | US 287, I 40, US 81 |
| Major cities en route | Dallas, Plano, Garland, Richardson, Allen |
Route via OSRM driving profile. Actual time varies with traffic and season.
Cost of living
| McKinney | Rio Rancho | U.S. avg | |
|---|---|---|---|
| All items (RPP) | 103.09 | 95.546 | 100.0 |
| Rents | 90.711 | 77.852 | 100.0 |
| Goods | 102.838 | 96.144 | 100.0 |
| Services | 117.874 | 89.153 | 100.0 |
Overall cost of living drops 7.3% moving from McKinney to Rio Rancho β meaningful on rent but closer to parity on groceries.
Source: BEA Regional Price Parities (MSA-level Β· MSA-level); 2024.
Housing prices
Zillow ZHVI drops from $481,963 in McKinney to $361,856 in Rio Rancho, a 7.3% decrease on the typical home value.
YoY change: McKinney -6.9%, Rio Rancho +0.3%. Snapshot: 2026-03. Data provided by Zillow.
Climate
| 1991β2020 normals | McKinney | Rio Rancho |
|---|---|---|
| Annual avg temperature | 65Β°F | 58Β°F |
| January avg low | 34Β°F | 24Β°F |
| July avg high | 94Β°F | 96Β°F |
| Annual snowfall | β | β |
| Annual precipitation | β | 9.5" |
Annual temperature drops 6.9Β°F moving to Rio Rancho per NOAA normals.
Source: NOAA U.S. Climate Normals 1991β2020 (stations: MCKINNEY MUNICIPAL AIRPORT, TX US, RIO RANCHO #2, NM US).
Demographics
| ACS 5-year 2023 | McKinney | Rio Rancho |
|---|---|---|
| Population | 202,314 | 106,533 |
| Median household income | $120,273 | $85,755 |
| Median age | 36.7 | 39 |
| Bachelor's degree or higher | 34.1% | 20.7% |
| Avg household size | 2.86 | 2.72 |
Rio Rancho households earn about 7.3% less than McKinney at the median β $120,273 β $85,755 on ACS 2023.
Source: U.S. Census Bureau, ACS 5-year 2023.
Jobs & wages
Top occupations in Rio Rancho MSA
| Occupation | Employment | Median wage |
|---|---|---|
| Office and Administrative Support Occupations | 57,500 | $39,300 |
| Food Preparation and Serving Related Occupations | 36,930 | $28,670 |
| Sales and Related Occupations | 33,230 | $33,280 |
| Transportation and Material Moving Occupations | 28,010 | $38,960 |
| Healthcare Practitioners and Technical Occupations | 26,950 | $81,890 |
Source: BLS Occupational Employment and Wage Statistics.
Moving between Texas and New Mexico
State income-tax top marginal rates are from the Tax Foundation, updated annually. Check New Mexico's DMV for the current deadline to transfer driver license and vehicle registration after establishing residency. Consult a tax professional for your specific filing situation β state tax treatment depends on residency, sourcing, and reciprocity agreements.
Best time to move
Moving companies typically charge 20β30% more between Memorial Day and Labor Day (peak season). October through April offers the lowest rates and better mover availability.
To avoid mid-semester school transfers, most U.S. families schedule moves between mid-June and mid-August. Public school calendars typically run late August or early September through late May or early June.
Winter driving along this route
- Raton Pass (I-25 at the Colorado line) can close in winter storms.
State DOT 511 phone or web services provide real-time road conditions year-round.
Packing & arrival checklist
- Air conditioning matters: July highs in Rio Rancho average 96Β°F on NOAA normals. If the new place has window-unit or no AC, plan that purchase for the first week.
- Dry climate: Rio Rancho sees only 9.5 in of precipitation a year. A humidifier helps keep wood furniture from cracking and is easier on skin and sinuses.
- Arrange utility connection (power, internet, gas, water) two weeks ahead of move-in.
- Update mailing address with USPS change-of-address within the first week post-move.
- Register to vote in New Mexico after establishing residency.
Frequently asked
How does household income compare in McKinney vs Rio Rancho?
Median household income on the Census ACS 5-year (2023) is $85,755 in Rio Rancho vs $120,273 in McKinney β a 28.7% lower figure. Compare this against the cost-of-living gap above when budgeting.
How far is Rio Rancho, NM from McKinney, TX?
The driving distance is 652 mi and the route typically takes 11h 55m via US 287 and I 40. The trip crosses 2 state(s). Actual time varies with traffic and season.
How does the job market in Rio Rancho compare to McKinney?
BLS Occupational Employment and Wage Statistics show median wages of $44,780 in the Rio Rancho MSA vs $48,440 in the McKinney MSA, on total employment of 396,030 and 3,966,500 respectively. Top occupations on the destination side appear in the Jobs & wages section above.
When is the best time to move from McKinney to Rio Rancho?
Moving companies usually charge 20β30% less between October and April (off-peak). Memorial Day through Labor Day is peak pricing. For a 652 mi drive, weather on the route matters too β see the timing section above for state-specific winter warnings.
Is Rio Rancho more expensive than McKinney?
Based on BEA Regional Price Parities (2024), overall price level in Rio Rancho is 7.3% lower than McKinney (95.546 vs 103.09, U.S. average = 100). Rent and services typically carry most of this gap.
How much do homes cost in Rio Rancho compared to McKinney?
Zillow ZHVI (2026-03) puts the typical home value at $361,856 in Rio Rancho vs $481,963 in McKinney β a 24.9% lower figure. Data provided by Zillow Research.
Plan the move
Estimate costs with our moving cost calculator, or see where else to move from McKinney.
City profiles: McKinney, TX Β· Rio Rancho, NM.