Moving from McKinney, TX to Montgomery, AL

The drive from McKinney, TX to Montgomery, AL runs 674 mi β€” about 12h 34m on interstate, longer with stops. Long-range relocations typically bring real shifts in cost of living, housing prices, climate, and job market. Below, each of those layers is pulled from its source (BEA, Census, Zillow, BLS, NOAA) for a direct comparison.

674 mi Β· 12h 34m by car Β· TX β†’ LA β†’ MS β†’ AL

COL -13.0% Home values -68.6% Ξ” +3.0Β°F annual

Distance & route

Driving
674 mi
Drive time
12h 34m
States
4
Fuel (25 mpg)
27 gal
Route throughTX β†’ LA β†’ MS β†’ AL
Primary highwaysI 20, US 80, US 49
Major cities en routeFrisco, Denton, Allen, Plano, Richardson

Route via OSRM driving profile. Actual time varies with traffic and season.

Cost of living

McKinneyMontgomeryU.S. avg
All items (RPP)103.0989.682100.0
Rents90.71184.907100.0
Goods102.83896.397100.0
Services117.87464.347100.0

RPP moves from 103.09 to 89.682, putting Montgomery roughly 13.0% below McKinney on the overall price level.

Source: BEA Regional Price Parities (MSA-level Β· MSA-level); 2024.

Housing prices

McKinney β€” typical home
$481,963
Montgomery β€” typical home
$151,228
McKinney β€” typical rent
$1,690/mo
Montgomery β€” typical rent
$1,301/mo

Homes run dramatically cheaper in Montgomery: 13.0% below McKinney on Zillow ZHVI (2026-03).

YoY change: McKinney -6.9%, Montgomery +1.1%. Snapshot: 2026-03. Data provided by Zillow.

Climate

1991–2020 normalsMcKinneyMontgomery
Annual avg temperature65Β°F68Β°F
January avg low34Β°F40Β°F
July avg high94Β°F94Β°F
Annual snowfallβ€”β€”
Annual precipitationβ€”51.8"

No material annual-average temperature gap; seasonal extremes may still differ.

Source: NOAA U.S. Climate Normals 1991–2020 (stations: MCKINNEY MUNICIPAL AIRPORT, TX US, MONTGOMERY 6SW, AL US).

Demographics

ACS 5-year 2023McKinneyMontgomery
Population202,314198,440
Median household income$120,273$55,687
Median age36.736.2
Bachelor's degree or higher34.1%19.4%
Avg household size2.862.46

Income gap is large: median household income drops 13.0% between McKinney and Montgomery (ACS 2023).

Source: U.S. Census Bureau, ACS 5-year 2023.

Jobs & wages

McKinney MSA β€” median wage
$48,440
Montgomery MSA β€” median wage
$40,220
McKinney MSA β€” employment
3,966,500
Montgomery MSA β€” employment
160,840

Top occupations in Montgomery MSA

OccupationEmploymentMedian wage
Office and Administrative Support Occupations 20,200 $37,110
Production Occupations 16,130 $39,630
Transportation and Material Moving Occupations 15,580 $35,980
Sales and Related Occupations 14,470 $30,040
Food Preparation and Serving Related Occupations 14,170 $24,070

Source: BLS Occupational Employment and Wage Statistics.

Moving between Texas and Alabama

Texas income tax
no state income tax
Alabama income tax
5% top marginal

State income-tax top marginal rates are from the Tax Foundation, updated annually. Check Alabama's DMV for the current deadline to transfer driver license and vehicle registration after establishing residency. Consult a tax professional for your specific filing situation β€” state tax treatment depends on residency, sourcing, and reciprocity agreements.

Best time to move

Moving companies typically charge 20–30% more between Memorial Day and Labor Day (peak season). October through April offers the lowest rates and better mover availability.

To avoid mid-semester school transfers, most U.S. families schedule moves between mid-June and mid-August. Public school calendars typically run late August or early September through late May or early June.

Packing & arrival checklist

  • Air conditioning matters: July highs in Montgomery average 94Β°F on NOAA normals. If the new place has window-unit or no AC, plan that purchase for the first week.
  • Pack rain gear on top: Montgomery averages 51.8 in of annual precipitation β€” waterproof jackets and boots are worth unpacking before the big boxes.
  • Hurricane season runs June through November on the Gulf Coast.
  • Arrange utility connection (power, internet, gas, water) two weeks ahead of move-in.
  • Update mailing address with USPS change-of-address within the first week post-move.
  • Register to vote in Alabama after establishing residency.

Frequently asked

How does the job market in Montgomery compare to McKinney?

BLS Occupational Employment and Wage Statistics show median wages of $40,220 in the Montgomery MSA vs $48,440 in the McKinney MSA, on total employment of 160,840 and 3,966,500 respectively. Top occupations on the destination side appear in the Jobs & wages section above.

How does household income compare in McKinney vs Montgomery?

Median household income on the Census ACS 5-year (2023) is $55,687 in Montgomery vs $120,273 in McKinney β€” a 53.7% lower figure. Compare this against the cost-of-living gap above when budgeting.

When is the best time to move from McKinney to Montgomery?

Moving companies usually charge 20–30% less between October and April (off-peak). Memorial Day through Labor Day is peak pricing. For a 674 mi drive, weather on the route matters too β€” see the timing section above for state-specific winter warnings.

How far is Montgomery, AL from McKinney, TX?

The driving distance is 674 mi and the route typically takes 12h 34m via I 20 and US 80. The trip crosses 4 state(s). Actual time varies with traffic and season.

How much do homes cost in Montgomery compared to McKinney?

Zillow ZHVI (2026-03) puts the typical home value at $151,228 in Montgomery vs $481,963 in McKinney β€” a 68.6% lower figure. Data provided by Zillow Research.

Is Montgomery more expensive than McKinney?

Based on BEA Regional Price Parities (2024), overall price level in Montgomery is 13.0% lower than McKinney (89.682 vs 103.09, U.S. average = 100). Rent and services typically carry most of this gap.

Plan the move

Estimate costs with our moving cost calculator, or see where else to move from McKinney.

City profiles: McKinney, TX Β· Montgomery, AL.

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