Moving from Independence, MO to McKinney, TX
Moving from Independence, MO to McKinney, TX covers 473 mi and about 9h 6m by car through 3 state(s). That is far enough that housing, cost-of-living, climate, and job market can all move meaningfully β the sections below pull current figures from BEA, Zillow, the Census Bureau, BLS, and NOAA to map exactly where the differences fall.
473 mi Β· 9h 6m by car Β· TX β OK β MO
Distance & route
| Route through | TX β OK β MO |
|---|---|
| Primary highways | US 69, US 75, I 49 |
| Major cities en route | Dallas, Plano, Irving, Garland, Frisco |
Route via OSRM driving profile. Actual time varies with traffic and season.
Cost of living
| Independence | McKinney | U.S. avg | |
|---|---|---|---|
| All items (RPP) | 92.543 | 103.09 | 100.0 |
| Rents | 89.034 | 90.711 | 100.0 |
| Goods | 94.12 | 102.838 | 100.0 |
| Services | 86.642 | 117.874 | 100.0 |
Overall cost of living in McKinney is 11.4% higher than Independence, per BEA Regional Price Parities (2024).
Source: BEA Regional Price Parities (MSA-level Β· MSA-level); 2024.
Housing prices
Typical home value in McKinney is 11.4% above Independence β $208,158 vs $481,963 per Zillow ZHVI (2026-03). Budget the mortgage math early.
YoY change: Independence +2.6%, McKinney -6.9%. Snapshot: 2026-03. Data provided by Zillow.
Climate
| 1991β2020 normals | Independence | McKinney |
|---|---|---|
| Annual avg temperature | 54Β°F | 65Β°F |
| January avg low | 19Β°F | 34Β°F |
| July avg high | 87Β°F | 94Β°F |
| Annual snowfall | 13.2" | β |
| Annual precipitation | 44.7" | β |
McKinney runs 10.9Β°F warmer on the annual average (54.0Β°F vs 64.9Β°F, NOAA 1991β2020).
Source: NOAA U.S. Climate Normals 1991β2020 (stations: INDEPENDENCE, MO US, MCKINNEY MUNICIPAL AIRPORT, TX US).
Demographics
| ACS 5-year 2023 | Independence | McKinney |
|---|---|---|
| Population | 121,944 | 202,314 |
| Median household income | $59,480 | $120,273 |
| Median age | 38.4 | 36.7 |
| Bachelor's degree or higher | 13.7% | 34.1% |
| Avg household size | 2.39 | 2.86 |
Median household income in McKinney is 11.4% above Independence ($59,480 vs $120,273, ACS 5-year 2023).
Source: U.S. Census Bureau, ACS 5-year 2023.
Jobs & wages
Top occupations in McKinney MSA
| Occupation | Employment | Median wage |
|---|---|---|
| Office and Administrative Support Occupations | 523,660 | $44,430 |
| Transportation and Material Moving Occupations | 412,270 | $39,950 |
| Sales and Related Occupations | 368,400 | $36,710 |
| Management Occupations | 350,940 | $117,410 |
| Food Preparation and Serving Related Occupations | 341,240 | $29,000 |
Source: BLS Occupational Employment and Wage Statistics.
Moving between Missouri and Texas
State income-tax top marginal rates are from the Tax Foundation, updated annually. Check Texas's DMV for the current deadline to transfer driver license and vehicle registration after establishing residency. Consult a tax professional for your specific filing situation β state tax treatment depends on residency, sourcing, and reciprocity agreements.
Best time to move
Moving companies typically charge 20β30% more between Memorial Day and Labor Day (peak season). October through April offers the lowest rates and better mover availability.
To avoid mid-semester school transfers, most U.S. families schedule moves between mid-June and mid-August. Public school calendars typically run late August or early September through late May or early June.
Packing & arrival checklist
- Air conditioning matters: July highs in McKinney average 94Β°F on NOAA normals. If the new place has window-unit or no AC, plan that purchase for the first week.
- You are moving to a noticeably warmer climate (10.9Β°F higher annual average). Keep summer clothing accessible and consider donating or storing heavy winter gear.
- Coastal Texas sees hurricanes June through November; inland areas face severe thunderstorms and occasional tornadoes in spring.
- Arrange utility connection (power, internet, gas, water) two weeks ahead of move-in.
- Update mailing address with USPS change-of-address within the first week post-move.
- Register to vote in Texas after establishing residency.
Frequently asked
How far is McKinney, TX from Independence, MO?
The driving distance is 473 mi and the route typically takes 9h 6m via US 69 and US 75. The trip crosses 3 state(s). Actual time varies with traffic and season.
How does the job market in McKinney compare to Independence?
BLS Occupational Employment and Wage Statistics show median wages of $48,440 in the McKinney MSA vs $48,040 in the Independence MSA, on total employment of 3,966,500 and 1,078,310 respectively. Top occupations on the destination side appear in the Jobs & wages section above.
How much do homes cost in McKinney compared to Independence?
Zillow ZHVI (2026-03) puts the typical home value at $481,963 in McKinney vs $208,158 in Independence β a 131.5% higher figure. Data provided by Zillow Research.
Is McKinney more expensive than Independence?
Based on BEA Regional Price Parities (2024), overall price level in McKinney is 11.4% higher than Independence (103.09 vs 92.543, U.S. average = 100). Rent and services typically carry most of this gap.
How does household income compare in Independence vs McKinney?
Median household income on the Census ACS 5-year (2023) is $120,273 in McKinney vs $59,480 in Independence β a 102.2% higher figure. Compare this against the cost-of-living gap above when budgeting.
When is the best time to move from Independence to McKinney?
Moving companies usually charge 20β30% less between October and April (off-peak). Memorial Day through Labor Day is peak pricing. For a 473 mi drive, weather on the route matters too β see the timing section above for state-specific winter warnings.
Plan the move
Estimate costs with our moving cost calculator, or see where else to move from Independence.
City profiles: Independence, MO Β· McKinney, TX.