Moving from Elgin, IL to Westminster, CO

Relocating 975 mi from Elgin to Westminster is a 17h 20m drive through 4 state(s). At long-haul distance the move touches nearly every household line item — rent or mortgage, utilities, tax withholding, climate load. This page sets the two cities side by side on each data layer.

975 mi · 17h 20m by car · CO → NE → IA → IL

COL +2.1% Home values +60.0% Δ +3.4°F annual Δ +12.7" snow

Distance & route

Driving
975 mi
Drive time
17h 20m
States
4
Fuel (25 mpg)
39 gal
Route throughCO → NE → IA → IL
Primary highwaysI 80, I 76, I 88
Major cities en routeBoulder, Arvada, Lakewood, Denver, Aurora

Route via OSRM driving profile. Actual time varies with traffic and season.

Cost of living

ElginWestminsterU.S. avg
All items (RPP)103.595105.782100.0
Rents83.58187.856100.0
Goods107.258100.957100.0
Services112.01146.919100.0

No material COL gap at the headline level — BEA RPP for both cities falls within 5% (2024).

Source: BEA Regional Price Parities (MSA-level · MSA-level); 2024.

Housing prices

Elgin — typical home
$329,682
Westminster — typical home
$527,654
Elgin — typical rent
$1,846/mo
Westminster — typical rent
$1,760/mo

2.1% jump on the typical home value — a meaningful shift in monthly mortgage math.

YoY change: Elgin +3.2%, Westminster -3.3%. Snapshot: 2026-03. Data provided by Zillow.

Climate

1991–2020 normalsElginWestminster
Annual avg temperature49°F52°F
January avg low14°F19°F
July avg high84°F91°F
Annual snowfall32.1"44.8"
Annual precipitation39.9"14.5"

No material annual-average temperature gap; seasonal extremes may still differ.

Heavy-snow city: expect 44.8 in of snowfall annually at Westminster.

Source: NOAA U.S. Climate Normals 1991–2020 (stations: ELGIN, IL US, NORTHGLENN, CO US).

Demographics

ACS 5-year 2023ElginWestminster
Population114,106115,546
Median household income$88,316$96,145
Median age36.337.5
Bachelor's degree or higher16.9%29.8%
Avg household size2.942.41

ACS 2023 shows median household income 2.1% higher in Westminster than Elgin.

Source: U.S. Census Bureau, ACS 5-year 2023.

Jobs & wages

Elgin MSA — median wage
$49,790
Westminster MSA — median wage
$58,490
Elgin MSA — employment
4,506,800
Westminster MSA — employment
1,590,330

Top occupations in Westminster MSA

OccupationEmploymentMedian wage
Office and Administrative Support Occupations 173,910 $49,000
Sales and Related Occupations 172,890 $48,280
Business and Financial Operations Occupations 164,250 $84,370
Food Preparation and Serving Related Occupations 140,150 $36,010
Transportation and Material Moving Occupations 129,510 $45,350

Source: BLS Occupational Employment and Wage Statistics.

Moving between Illinois and Colorado

Illinois income tax
4.95% top marginal
Colorado income tax
4.4% top marginal

State income-tax top marginal rates are from the Tax Foundation, updated annually. Check Colorado's DMV for the current deadline to transfer driver license and vehicle registration after establishing residency. Consult a tax professional for your specific filing situation — state tax treatment depends on residency, sourcing, and reciprocity agreements.

Best time to move

Moving companies typically charge 20–30% more between Memorial Day and Labor Day (peak season). October through April offers the lowest rates and better mover availability.

To avoid mid-semester school transfers, most U.S. families schedule moves between mid-June and mid-August. Public school calendars typically run late August or early September through late May or early June.

Winter driving along this route

  • Mountain passes on I-70 west of Denver and on I-25 near Raton can close for snow November through April — check CDOT alerts before departure.

State DOT 511 phone or web services provide real-time road conditions year-round.

Packing & arrival checklist

  • Winter gear first: Westminster averages 44.8 in of snow per year on NOAA normals — pack a heavy coat, boots, and consider snow tires or chains before the first storm.
  • Air conditioning matters: July highs in Westminster average 91°F on NOAA normals. If the new place has window-unit or no AC, plan that purchase for the first week.
  • Dry climate: Westminster sees only 14.5 in of precipitation a year. A humidifier helps keep wood furniture from cracking and is easier on skin and sinuses.
  • Arrange utility connection (power, internet, gas, water) two weeks ahead of move-in.
  • Update mailing address with USPS change-of-address within the first week post-move.
  • Register to vote in Colorado after establishing residency.

Frequently asked

How does the job market in Westminster compare to Elgin?

BLS Occupational Employment and Wage Statistics show median wages of $58,490 in the Westminster MSA vs $49,790 in the Elgin MSA, on total employment of 1,590,330 and 4,506,800 respectively. Top occupations on the destination side appear in the Jobs & wages section above.

When is the best time to move from Elgin to Westminster?

Moving companies usually charge 20–30% less between October and April (off-peak). Memorial Day through Labor Day is peak pricing. For a 975 mi drive, weather on the route matters too — see the timing section above for state-specific winter warnings.

What is the climate difference between Elgin and Westminster?

On NOAA 1991–2020 normals, annual average temperature is 52.4°F in Westminster vs 49.0°F in Elgin (3.4°F warmer). Annual snowfall: 44.8 in vs 32.1 in. Annual precipitation: 14.5 in vs 39.9 in.

How does household income compare in Elgin vs Westminster?

Median household income on the Census ACS 5-year (2023) is $96,145 in Westminster vs $88,316 in Elgin — a 8.9% higher figure. Compare this against the cost-of-living gap above when budgeting.

Is Westminster more expensive than Elgin?

Based on BEA Regional Price Parities (2024), overall price level in Westminster is 2.1% higher than Elgin (105.782 vs 103.595, U.S. average = 100). Rent and services typically carry most of this gap.

How much do homes cost in Westminster compared to Elgin?

Zillow ZHVI (2026-03) puts the typical home value at $527,654 in Westminster vs $329,682 in Elgin — a 60.0% higher figure. Data provided by Zillow Research.

How far is Westminster, CO from Elgin, IL?

The driving distance is 975 mi and the route typically takes 17h 20m via I 80 and I 76. The trip crosses 4 state(s). Actual time varies with traffic and season.

Plan the move

Estimate costs with our moving cost calculator, or see where else to move from Elgin.

City profiles: Elgin, IL · Westminster, CO.

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