Moving from Chicago, IL to San Mateo, CA

Cross-country relocations like Chicago, IL β†’ San Mateo, CA cover 2148 mi and about 37h 10m of driving through 7 states. Expect a multi-day trip and a meaningful change in climate, cost-of-living, and job market. The sections below compare each data layer directly from BEA, Census, Zillow, BLS, and NOAA.

2148 mi Β· 37h 10m by car Β· IL β†’ IA β†’ NE β†’ WY β†’ UT β†’ NV β†’ CA

COL +11.6% Home values +431.7% Ξ” +7.9Β°F annual

Distance & route

Driving
2148 mi
Drive time
37h 10m
States
7
Fuel (25 mpg)
86 gal
Route throughIL β†’ IA β†’ NE β†’ WY β†’ UT β†’ NV β†’ CA
Primary highwaysI 80, I 80 EXPRESS, IL 110
Major cities en routeNaperville, Aurora, Joliet, Elgin, Rockford

Route via OSRM driving profile. Actual time varies with traffic and season.

Cost of living

ChicagoSan MateoU.S. avg
All items (RPP)103.595115.613100.0
Rents83.581172.585100.0
Goods107.258108.465100.0
Services112.01194.718100.0

Moderate COL step-up: 11.6% pricier overall in San Mateo than Chicago on the 2024 BEA RPP.

Source: BEA Regional Price Parities (MSA-level Β· MSA-level); 2024.

Housing prices

Chicago β€” typical home
$317,283
San Mateo β€” typical home
$1,686,905
Chicago β€” typical rent
$2,328/mo
San Mateo β€” typical rent
$3,503/mo

Housing gap is large: San Mateo typical home at $1,686,905 is 11.6% above Chicago at $317,283 (Zillow, 2026-03).

YoY change: Chicago +2.8%, San Mateo +0.6%. Snapshot: 2026-03. Data provided by Zillow.

Climate

1991–2020 normalsChicagoSan Mateo
Annual avg temperature51Β°F59Β°F
January avg low20Β°F45Β°F
July avg high81Β°F73Β°F
Annual snowfallβ€”β€”
Annual precipitationβ€”19.6"

Climate warms by 7.9Β°F on the annual average β€” 50.8Β°F β†’ 58.7Β°F.

Source: NOAA U.S. Climate Normals 1991–2020 (stations: CHICAGO NORTHERLY IS, IL US, SAN FRANCISCO INTL AP, CA US).

Demographics

ACS 5-year 2023ChicagoSan Mateo
Population2,707,648103,555
Median household income$75,134$152,669
Median age35.738
Bachelor's degree or higher24.9%31.4%
Avg household size2.362.6

Income gap is large: median household income climbs 11.6% between Chicago and San Mateo (ACS 2023).

Source: U.S. Census Bureau, ACS 5-year 2023.

Jobs & wages

Chicago MSA β€” median wage
$49,790
San Mateo MSA β€” median wage
$72,050
Chicago MSA β€” employment
4,506,800
San Mateo MSA β€” employment
2,422,210

Top occupations in San Mateo MSA

OccupationEmploymentMedian wage
Office and Administrative Support Occupations 244,380 $59,630
Management Occupations 237,070 $171,350
Business and Financial Operations Occupations 211,250 $104,950
Food Preparation and Serving Related Occupations 194,040 $39,200
Sales and Related Occupations 183,930 $49,390

Source: BLS Occupational Employment and Wage Statistics.

Moving between Illinois and California

Illinois income tax
4.95% top marginal
California income tax
13.3% top marginal

State income-tax top marginal rates are from the Tax Foundation, updated annually. Check California's DMV for the current deadline to transfer driver license and vehicle registration after establishing residency. Consult a tax professional for your specific filing situation β€” state tax treatment depends on residency, sourcing, and reciprocity agreements.

Best time to move

Moving companies typically charge 20–30% more between Memorial Day and Labor Day (peak season). October through April offers the lowest rates and better mover availability.

To avoid mid-semester school transfers, most U.S. families schedule moves between mid-June and mid-August. Public school calendars typically run late August or early September through late May or early June.

Winter driving along this route

  • I-80 across southern Wyoming frequently closes in winter storms November through April β€” check WYDOT 511 before departure.
  • I-80 through Parleys Canyon and I-70 through the San Rafael Swell see winter closures; I-15 north of Salt Lake can slow in storms.
  • I-80 east of Reno and US-50 across the Sierra can require chains in winter storms.
  • Donner Pass (I-80) and Tejon Pass (I-5 Grapevine) see chain requirements and occasional closures December through March.

State DOT 511 phone or web services provide real-time road conditions year-round.

Packing & arrival checklist

  • Wildfire season in California typically peaks July through October β€” register for county emergency alerts during unpack.
  • Arrange utility connection (power, internet, gas, water) two weeks ahead of move-in.
  • Update mailing address with USPS change-of-address within the first week post-move.
  • Register to vote in California after establishing residency.

Frequently asked

How does household income compare in Chicago vs San Mateo?

Median household income on the Census ACS 5-year (2023) is $152,669 in San Mateo vs $75,134 in Chicago β€” a 103.2% higher figure. Compare this against the cost-of-living gap above when budgeting.

How far is San Mateo, CA from Chicago, IL?

The driving distance is 2148 mi and the route typically takes 37h 10m via I 80 and I 80 EXPRESS. The trip crosses 7 state(s). Actual time varies with traffic and season.

When is the best time to move from Chicago to San Mateo?

Moving companies usually charge 20–30% less between October and April (off-peak). Memorial Day through Labor Day is peak pricing. For a 2148 mi drive, weather on the route matters too β€” see the timing section above for state-specific winter warnings.

How does the job market in San Mateo compare to Chicago?

BLS Occupational Employment and Wage Statistics show median wages of $72,050 in the San Mateo MSA vs $49,790 in the Chicago MSA, on total employment of 2,422,210 and 4,506,800 respectively. Top occupations on the destination side appear in the Jobs & wages section above.

Is San Mateo more expensive than Chicago?

Based on BEA Regional Price Parities (2024), overall price level in San Mateo is 11.6% higher than Chicago (115.613 vs 103.595, U.S. average = 100). Rent and services typically carry most of this gap.

How much do homes cost in San Mateo compared to Chicago?

Zillow ZHVI (2026-03) puts the typical home value at $1,686,905 in San Mateo vs $317,283 in Chicago β€” a 431.7% higher figure. Data provided by Zillow Research.

Plan the move

Estimate costs with our moving cost calculator, or see where else to move from Chicago.

City profiles: Chicago, IL Β· San Mateo, CA.

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