Moving from Chattanooga, TN to Surprise, AZ
A 1815 mi cross-country move between Chattanooga and Surprise is 31h 33m on paper and typically three to five days in practice, through 6 states. Nearly every household line — rent, taxes, climate, commute — usually shifts. This page assembles the federal and Zillow data to make those differences visible on a single screen.
1815 mi · 31h 33m by car · TN → AR → OK → TX → NM → AZ
Distance & route
| Route through | TN → AR → OK → TX → NM → AZ |
|---|---|
| Primary highways | I 40, I 17, I 24 |
| Major cities en route | Murfreesboro, Memphis, Little Rock, Oklahoma City, Norman |
Route via OSRM driving profile. Actual time varies with traffic and season.
Cost of living
| Chattanooga | Surprise | U.S. avg | |
|---|---|---|---|
| All items (RPP) | 91.464 | 103.316 | 100.0 |
| Rents | 74.209 | 93.332 | 100.0 |
| Goods | 95.994 | 95.024 | 100.0 |
| Services | 76.55 | 121.236 | 100.0 |
Expect roughly 13.0% higher cost of living — rent and services usually drive most of a gap this size.
Source: BEA Regional Price Parities (MSA-level · MSA-level); 2024.
Housing prices
Expect roughly 13.0% higher home prices — ZHVI goes from $319,579 to $422,473 moving to Surprise.
YoY change: Chattanooga -0.8%, Surprise -2.4%. Snapshot: 2026-03. Data provided by Zillow.
Climate
| 1991–2020 normals | Chattanooga | Surprise |
|---|---|---|
| Annual avg temperature | 62°F | 70°F |
| January avg low | 32°F | 39°F |
| July avg high | 91°F | 105°F |
| Annual snowfall | 3.6" | 0.0" |
| Annual precipitation | 55.0" | 9.6" |
Annual temperature rises 8.3°F moving to Surprise per NOAA normals.
Surprise gets essentially no annual snowfall on the NOAA 1991–2020 normals — winter gear can largely stay in storage.
Source: NOAA U.S. Climate Normals 1991–2020 (stations: CHATTANOOGA LOVELL AP, TN US, WITTMANN 1SE, AZ US).
Demographics
| ACS 5-year 2023 | Chattanooga | Surprise |
|---|---|---|
| Population | 182,832 | 149,519 |
| Median household income | $61,028 | $93,371 |
| Median age | 36.6 | 41.6 |
| Bachelor's degree or higher | 21.6% | 19.9% |
| Avg household size | 2.35 | 2.75 |
Surprise households earn about 13.0% more than Chattanooga at the median — $61,028 → $93,371 on ACS 2023.
Source: U.S. Census Bureau, ACS 5-year 2023.
Jobs & wages
Top occupations in Surprise MSA
| Occupation | Employment | Median wage |
|---|---|---|
| Office and Administrative Support Occupations | 314,170 | $45,080 |
| Food Preparation and Serving Related Occupations | 205,010 | $34,400 |
| Sales and Related Occupations | 204,700 | $37,700 |
| Transportation and Material Moving Occupations | 199,140 | $40,870 |
| Management Occupations | 170,690 | $105,420 |
Source: BLS Occupational Employment and Wage Statistics.
Moving between Tennessee and Arizona
State income-tax top marginal rates are from the Tax Foundation, updated annually. Check Arizona's DMV for the current deadline to transfer driver license and vehicle registration after establishing residency. Consult a tax professional for your specific filing situation — state tax treatment depends on residency, sourcing, and reciprocity agreements.
Best time to move
Moving companies typically charge 20–30% more between Memorial Day and Labor Day (peak season). October through April offers the lowest rates and better mover availability.
To avoid mid-semester school transfers, most U.S. families schedule moves between mid-June and mid-August. Public school calendars typically run late August or early September through late May or early June.
Winter driving along this route
- I-40 through the Smokies and I-75 near Jellico Mountain can see chain requirements in winter storms.
- Raton Pass (I-25 at the Colorado line) can close in winter storms.
- I-17 and I-40 through the Flagstaff area can see winter closures; the rest of Arizona is generally clear year-round.
State DOT 511 phone or web services provide real-time road conditions year-round.
Packing & arrival checklist
- Air conditioning matters: July highs in Surprise average 105°F on NOAA normals. If the new place has window-unit or no AC, plan that purchase for the first week.
- Dry climate: Surprise sees only 9.6 in of precipitation a year. A humidifier helps keep wood furniture from cracking and is easier on skin and sinuses.
- Arrange utility connection (power, internet, gas, water) two weeks ahead of move-in.
- Update mailing address with USPS change-of-address within the first week post-move.
- Register to vote in Arizona after establishing residency.
Frequently asked
What is the climate difference between Chattanooga and Surprise?
On NOAA 1991–2020 normals, annual average temperature is 70.2°F in Surprise vs 61.9°F in Chattanooga (8.3°F warmer). Annual snowfall: 0.0 in vs 3.6 in. Annual precipitation: 9.6 in vs 55.0 in.
How does household income compare in Chattanooga vs Surprise?
Median household income on the Census ACS 5-year (2023) is $93,371 in Surprise vs $61,028 in Chattanooga — a 53.0% higher figure. Compare this against the cost-of-living gap above when budgeting.
How far is Surprise, AZ from Chattanooga, TN?
The driving distance is 1815 mi and the route typically takes 31h 33m via I 40 and I 17. The trip crosses 6 state(s). Actual time varies with traffic and season.
How much do homes cost in Surprise compared to Chattanooga?
Zillow ZHVI (2026-03) puts the typical home value at $422,473 in Surprise vs $319,579 in Chattanooga — a 32.2% higher figure. Data provided by Zillow Research.
How does the job market in Surprise compare to Chattanooga?
BLS Occupational Employment and Wage Statistics show median wages of $48,600 in the Surprise MSA vs $43,150 in the Chattanooga MSA, on total employment of 2,289,130 and 261,750 respectively. Top occupations on the destination side appear in the Jobs & wages section above.
Is Surprise more expensive than Chattanooga?
Based on BEA Regional Price Parities (2024), overall price level in Surprise is 13.0% higher than Chattanooga (103.316 vs 91.464, U.S. average = 100). Rent and services typically carry most of this gap.
When is the best time to move from Chattanooga to Surprise?
Moving companies usually charge 20–30% less between October and April (off-peak). Memorial Day through Labor Day is peak pricing. For a 1815 mi drive, weather on the route matters too — see the timing section above for state-specific winter warnings.
Plan the move
Estimate costs with our moving cost calculator, or see where else to move from Chattanooga.
City profiles: Chattanooga, TN · Surprise, AZ.